:root {
  --ink: #0f172a;
  --muted: #64748b;
  --line: #e2e8f0;
  --paper: #ffffff;
  --soft: #f8fafc;
  --primary: #1044A5;
  --primary-dark: #0a368a;
  --gold: #f59e0b;
  --navy: #1e293b;
  --shadow: 0 24px 60px rgba(15, 23, 42, 0.1);
}

* {
  box-sizing: border-box;
}

h1 span,
h2 span,
.section-title span,
.features-title span,
.advantages-title span,
.how-title span {
  color: var(--primary) !important;
  font-weight: 800;
}

html,
body {
  width: 100%;
  overflow-x: hidden;
}

body {
  margin: 0;
  font-family: "Inter", Arial, sans-serif;
  color: var(--ink);
  background: linear-gradient(180deg, #f7fbfd 0%, #ffffff 52%);
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
}

.container-tight {
  width: min(960px, calc(100% - 100px));
  margin: 0 auto;
}

.row {
  display: flex;
  flex-wrap: wrap;
  margin-inline: 0;
  row-gap: 10px;
}

.col {
  padding-inline: 10px;
  min-width: 0;
}

.align-center {
  align-items: center;
}

.justify-between {
  justify-content: space-between;
}

.col-2 {
  flex: 0 0 16.666%;
  max-width: 16.666%;
}

.col-3 {
  flex: 0 0 25%;
  max-width: 25%;
}

.col-4 {
  flex: 0 0 33.333%;
  max-width: 33.333%;
}

.col-5 {
  flex: 0 0 41.667%;
  max-width: 41.667%;
}

.col-6 {
  flex: 0 0 50%;
  max-width: 50%;
}

.col-7 {
  flex: 0 0 58.333%;
  max-width: 58.333%;
}

.col-12 {
  flex: 0 0 100%;
  max-width: 100%;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.88);
  border-bottom: 1px solid rgba(217, 227, 234, 0.7);
  backdrop-filter: blur(16px);
}

.navbar {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 0 46px;
}

.brand {
  display: inline-flex;
  align-items: center;
  flex: 0 0 auto;
}

.brand img {
  display: block;
  width: auto;
  height: 70px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 50px;
  color: #37393d;
  font-size: 0.95rem;
  font-weight: 600;
}

.mobile-menu-header,
.mobile-menu-footer {
  display: none;
}

.nav-links a:hover {
  color: var(--primary);
}

.nav-links a i {
  display: none;
  /* Hide icons on desktop */
}

.nav-links a.active {
  color: var(--primary);
}

.menu-toggle {
  display: none;
  background: transparent;
  border: none;
  color: var(--navy);
  font-size: 24px;
  cursor: pointer;
  padding: 5px;
  z-index: 1100;
  transition: all 0.3s ease;
}

.body-lock {
  overflow: hidden !important;
}

html:has(body.body-lock) {
  overflow: hidden;
}

/* Overlay for mobile menu */
.nav-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(180deg, rgba(8, 20, 44, 0.58) 0%, rgba(8, 20, 44, 0.34) 100%);
  z-index: 1050;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s ease, visibility 0.3s ease;
  z-index: 9;
}

.nav-overlay.active {
  opacity: 1;
  visibility: visible;
}

/* Dropdown Menu Styles */
.has-dropdown {
  position: relative;
}

.nav-link {
  display: flex;
  align-items: center;
  gap: 6px;
  color: inherit;
  text-decoration: none;
  cursor: pointer;
}

.nav-link i {
  font-size: 10px;
  transition: transform 0.3s ease;
}

.has-dropdown:hover .nav-link i {
  transform: rotate(180deg);
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(15px);
  min-width: 240px;
  background: #ffffff;
  border-radius: 16px;
  box-shadow: 0 15px 50px rgba(16, 68, 165, 0.15);
  padding: 12px 0;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s cubic-bezier(0.68, -0.55, 0.265, 1.55);
  z-index: 1000;
  border: 1px solid rgba(16, 68, 165, 0.05);
}

.has-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.dropdown-item {
  display: block;
  padding: 5px 24px;
  color: var(--navy);
  font-size: 15px;
  font-weight: 500;
  text-decoration: none;
  transition: all 0.2s ease;
}

.dropdown-item:hover {
  background: rgba(16, 68, 165, 0.05);
  color: var(--primary);
  padding-left: 30px;
}

.dropdown-menu--products {
  min-width: 300px;
  padding: 14px 0;
}

.dropdown-group-label {
  display: block;
  padding: 6px 24px 8px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--primary);
}

.dropdown-group-label:not(:first-child) {
  padding-top: 4px;
}

.dropdown-divider {
  height: 1px;
  background: rgba(16, 68, 165, 0.08);
  margin: 10px 0;
}

.dropdown-item.more {
  color: var(--primary);
  font-weight: 700;
}

.nav-button,
.primary-button,
.secondary-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 40px;
  padding: 0 20px;
  border-radius: 8px;
  font-weight: 700;
  white-space: nowrap;
  font-size: 14px;
}

.nav-button,
.primary-button {
  color: #ffffff;
  background: var(--primary);
  /* box-shadow: 0 14px 30px rgba(16, 68, 165, 0.2); */
  transition: all 0.3s ease;
}

.nav-button:hover,
.primary-button:hover {
  background: var(--primary-dark);
  /* box-shadow: 0 18px 35px rgba(16, 68, 165, 0.25); */
}

.nav-links .nav-button-mobile {
  display: none;
}

.secondary-button {
  color: var(--navy);
  background: #ffffff;
  border: 1px solid var(--line);
  transition: all 0.3s ease;
}

.secondary-button:hover {
  background: var(--soft);
  border-color: var(--primary);
  color: var(--primary);
}

.hero {
  min-height: calc(100vh - 100px);
  padding: 56px 0 0;
  display: flex;
  align-items: center;
}

.home-page .hero {
  background: url(assets/banner2.png) no-repeat center top;
  background-size: cover;
  min-height: 100vh;
  padding-top: 120px;
  align-items: flex-start;
}

.hero-row {
  row-gap: 34px;
  margin-inline: 0;
}

.hero-row>.col {
  padding-inline: 12px;
}

.hero-content {
  max-width: 520px;
}

.eyebrow {
  margin: 0 0 16px;
  color: var(--primary);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1 {
  margin: 0;
  color: var(--ink);
  font-size: 36px;
  line-height: 1.2;
  letter-spacing: -0.5px;
}

.hero-subtitle {
  max-width: 510px;
  margin: 24px 0 0;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.hero-media {
  position: relative;
  max-width: 620px;
  margin-left: auto;
}

/* .hero-media::before {
  content: "";
  position: absolute;
  inset: auto -20px -20px 40px;
  height: 40%;
  background: var(--primary);
  border-radius: 24px;
  opacity: 0.08;
  filter: blur(40px);
} */

.hero-media img {
  position: relative;
  display: block;
  width: 100%;
  max-height: 520px;
  aspect-ratio: 1.18 / 1;
  object-fit: contain;
  /* background: #ffffff; */
  border-radius: 8px;
  /* box-shadow: 0 22px 54px rgba(23, 59, 87, 0.1); */
}

/* USP Section - Redesigned to Horizontal Bar */
.usp-section {
  padding: 50px 0;
  background: #08317b;
  color: #ffffff;
  position: relative;
  overflow: hidden;
}

.usp-section::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, rgba(255, 255, 255, 0.05) 0%, rgba(255, 255, 255, 0) 50%, rgba(255, 255, 255, 0.05) 100%);
  pointer-events: none;
}

.usp-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  text-align: center;
  gap: 20px;
}

.usp-item {
  flex: 1;
  position: relative;
}

.usp-item:not(:last-child)::after {
  content: "";
  position: absolute;
  right: -10px;
  top: 50%;
  transform: translateY(-50%);
  width: 1px;
  height: 40px;
  background: rgba(255, 255, 255, 0.2);
}

.usp-number {
  font-size: 35px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 8px;
  line-height: 1;
  letter-spacing: -1px;
}

.usp-label {
  font-size: 16px;
  font-weight: 500;
  margin-top: 14px;
  line-height: 1.4;
  color: rgba(255, 255, 255, 0.9);
  /* text-transform: uppercase; */
  letter-spacing: 0.5px;
}

@media (max-width: 920px) {
  .usp-bar {
    flex-wrap: wrap;
    gap: 40px 20px;
  }

  .usp-item {
    flex: 0 0 calc(50% - 10px);
  }

  .usp-item:nth-child(2)::after {
    display: none;
  }

  .usp-number {
    font-size: 36px;
  }
}

@media (max-width: 560px) {
  .usp-section {
    padding: 30px 0;
  }

  .usp-bar {
    flex-wrap: wrap;
    gap: 24px 0;
  }

  .usp-item {
    flex: 0 0 50%;
    padding: 0 5px;
  }

  .usp-item::after {
    display: none;
  }

  .usp-number {
    font-size: 22px;
  }

  .usp-label {
    font-size: 12px;
    margin-top: 10px;
  }
}

.trust-row {
  width: min(100%, 560px);
  margin-top: 46px;
  row-gap: 14px;
  margin-inline: 0;
}

.trust-row>.col {
  padding-inline: 7px;
}

.trust-item {
  padding: 16px 18px;
  background: rgba(255, 255, 255, 0.8);
  border: 1px solid var(--line);
  border-radius: 12px;
  backdrop-filter: blur(10px);
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.03);
}

.trust-item strong,
.trust-item span {
  display: block;
}

.trust-item strong {
  color: var(--navy);
  font-size: 1.35rem;
}

.trust-item span {
  margin-top: 5px;
  color: var(--muted);
  font-size: 0.86rem;
}

.products-section {
  padding: 40px 0;
  background: var(--paper);
}

.section-header {
  text-align: center;
  margin-bottom: 31px;
}

.section-title {
  font-size: 30px;
  color: var(--navy);
  margin-bottom: 12px;
  font-weight: 700;
}

.section-title span {
  color: var(--primary);
  font-weight: 800;
}

.section-subtitle,
.advantages-subtitle,
.how-subtitle {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
}

.products-grid {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 15px;
}

.product-card {
  background: #f0f7ff;
  border: 1px solid #d1e3f8;
  border-radius: 12px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: all 0.3s ease;
  height: 100%;
}

.product-card:hover {
  box-shadow: 0 10px 20px rgba(16, 68, 165, 0.1);
}

.product-card-header {
  background: #e1f0e5;
  padding: 8px 5px;
  border-bottom: 1px solid #d1e3f8;
  text-align: center;
}

.product-card-header h3 {
  font-size: 13px;
  font-weight: 700;
  color: #333;
  margin: 0;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.product-card-body {
  padding: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-grow: 1;
  min-height: 80px;
}

.product-card-body img {
  width: 45px;
  height: 45px;
  object-fit: contain;
}

.product-card-body i {
  font-size: 32px;
  color: var(--primary);
}

.products-footer {
  display: flex;
  justify-content: center;
  margin-top: 40px;
}

/* ==========================================================================
   Homepage — Insurance Solutions Category Cards
   ========================================================================== */
.insurance-solutions-section {
  --solution-blue: #0A66C2;
  --solution-cyan: #06B6D4;
  padding: 72px 0 80px;
  background: #ffffff;
  font-family: "Poppins", "Inter", Arial, sans-serif;
}

.insurance-solutions-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 52px;
}

.insurance-solutions-title {
  font-family: "Poppins", sans-serif;
  font-size: clamp(1.75rem, 3.2vw, 2.35rem);
  font-weight: 700;
  color: #1e293b;
  margin: 0 0 16px;
  line-height: 1.25;
}

.insurance-solutions-title span {
  color: var(--solution-blue) !important;
  font-weight: 800;
}

.insurance-solutions-subtitle {
  font-size: 16px;
  line-height: 1.75;
  color: #64748b;
  margin: 0;
}

.insurance-category-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  align-items: stretch;
}

.insurance-category-card {
  display: flex;
  flex-direction: column;
  background: linear-gradient(160deg, rgba(255, 255, 255, 0.95) 0%, rgba(240, 247, 255, 0.85) 100%);
  border: 1px solid rgba(10, 102, 194, 0.1);
  border-radius: 20px;
  box-shadow: 0 8px 32px rgba(10, 102, 194, 0.08);
  overflow: hidden;
  transition: transform 0.4s cubic-bezier(0.165, 0.84, 0.44, 1),
    box-shadow 0.4s cubic-bezier(0.165, 0.84, 0.44, 1),
    border-color 0.4s ease;
  backdrop-filter: blur(8px);
}

.insurance-category-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 48px rgba(10, 102, 194, 0.14);
  border-color: rgba(10, 102, 194, 0.2);
}

.insurance-category-card--corporate {
  background: linear-gradient(160deg, rgba(255, 255, 255, 0.95) 0%, rgba(236, 254, 255, 0.85) 100%);
}

.insurance-category-visual {
  padding: 24px 24px 0;
  background: linear-gradient(180deg, rgba(10, 102, 194, 0.04) 0%, transparent 100%);
}

.insurance-category-illustration {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 16px;
  transition: transform 0.5s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.insurance-category-card:hover .insurance-category-illustration {
  transform: scale(1.02);
}

.insurance-category-body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 28px 32px 32px;
}

.insurance-category-label {
  display: inline-block;
  align-self: flex-start;
  padding: 5px 14px;
  margin-bottom: 12px;
  border-radius: 50px;
  background: rgba(10, 102, 194, 0.08);
  color: var(--solution-blue);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.insurance-category-label--corporate {
  background: rgba(6, 182, 212, 0.1);
  color: #0891b2;
}

.insurance-category-title {
  font-family: "Poppins", sans-serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: #1e293b;
  margin: 0 0 12px;
  line-height: 1.3;
}

.insurance-category-desc {
  font-size: 15px;
  line-height: 1.65;
  color: #64748b;
  margin: 0 0 24px;
}

.insurance-featured-list {
  list-style: none;
  margin: 0 0 28px;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px 16px;
  flex: 1;
}

.insurance-featured-list li a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 10px;
  border-radius: 10px;
  font-size: 13px;
  font-weight: 500;
  color: #334155;
  transition: background 0.25s ease, color 0.25s ease, transform 0.25s ease;
}

.insurance-featured-list li a:hover {
  background: rgba(10, 102, 194, 0.06);
  color: var(--solution-blue);
  transform: translateX(3px);
}

.insurance-featured-list li a img {
  width: 22px;
  height: 22px;
  object-fit: contain;
  flex-shrink: 0;
}

.insurance-category-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  align-self: flex-start;
  padding: 14px 28px;
  border-radius: 50px;
  font-family: "Poppins", sans-serif;
  font-size: 15px;
  font-weight: 600;
  color: #ffffff;
  background: linear-gradient(135deg, var(--solution-blue) 0%, #0855a8 100%);
  box-shadow: 0 6px 20px rgba(10, 102, 194, 0.25);
  transition: transform 0.3s ease, box-shadow 0.3s ease, gap 0.3s ease;
}

.insurance-category-cta--corporate {
  background: linear-gradient(135deg, #0891b2 0%, var(--solution-blue) 100%);
  box-shadow: 0 6px 20px rgba(6, 182, 212, 0.25);
}

.insurance-category-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(10, 102, 194, 0.32);
  gap: 14px;
}

.insurance-category-cta i {
  font-size: 13px;
  transition: transform 0.3s ease;
}

.insurance-category-cta:hover i {
  transform: translateX(3px);
}

@media (max-width: 992px) {
  .insurance-solutions-section {
    padding: 56px 0 64px;
  }

  .insurance-category-cards {
    gap: 24px;
  }

  .insurance-category-body {
    padding: 24px 24px 28px;
  }
}

@media (max-width: 768px) {
  .insurance-solutions-header {
    margin-bottom: 36px;
  }

  .insurance-solutions-subtitle {
    font-size: 15px;
  }

  .insurance-category-cards {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .insurance-featured-list {
    grid-template-columns: 1fr;
    gap: 6px;
  }

  .insurance-category-cta {
    width: 100%;
  }
}

@media (max-width: 480px) {
  .insurance-solutions-section {
    padding: 44px 0 52px;
  }

  .insurance-category-visual {
    padding: 16px 16px 0;
  }

  .insurance-category-body {
    padding: 20px 18px 24px;
  }

  .insurance-category-title {
    font-size: 1.3rem;
  }

  .insurance-featured-list li a {
    font-size: 12px;
    padding: 7px 8px;
  }
}

.outline-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0px 18px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--primary);
  background: transparent;
  border: 1.5px solid var(--primary);
  cursor: pointer;
  transition: all 0.3s ease;
}

.outline-button:hover {
  background: var(--primary);
  color: #ffffff;
}

@media (max-width: 1024px) {
  .products-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (max-width: 768px) {
  .products-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 10px;
  }

  .section-title {
    font-size: 1.8rem;
  }
}

@media (max-width: 480px) {
  .products-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 6px;
    overflow: visible;
  }

  .product-card {
    height: auto;
    min-height: 98px;
    border-radius: 8px;
  }

  .product-card-header {
    padding: 6px 3px;
  }

  .product-card-header h3 {
    font-size: 9.5px;
    line-height: 1.18;
    white-space: normal;
    overflow: visible;
    text-overflow: clip;
    overflow-wrap: anywhere;
  }

  .product-card-body {
    min-height: 50px;
    padding: 6px 4px;
  }

  .product-card-body img {
    width: 31px;
    height: 31px;
  }

  .product-card-body i {
    font-size: 22px;
  }
}

.promo-slider-section {
  padding: 24px 0 72px;
  background: #ffffff;
}

.premium-promo-section {
  font-family: "Poppins", "Inter", Arial, sans-serif;
}

.promo-slider {
  position: relative;
  overflow: hidden;
}

.promo-track {
  display: flex;
  gap: 24px;
  overflow-x: auto;
  scroll-behavior: smooth;
  scroll-snap-type: x mandatory;
  padding: 12px 4px 24px;
  scrollbar-width: none;
}

.promo-track::-webkit-scrollbar {
  display: none;
}

.promo-card {
  flex: 0 0 100%;
  min-width: 0;
  min-height: 220px;
  border-radius: 18px;
  padding: 32px 36px;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  scroll-snap-align: start;
  transition: transform 0.4s cubic-bezier(0.165, 0.84, 0.44, 1),
    box-shadow 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.18);
  backdrop-filter: blur(12px);
  box-shadow: 0 12px 40px rgba(15, 23, 42, 0.12);
}

.premium-promo-section .promo-card {
  flex: 0 0 calc((100% - 48px) / 3);
  flex-direction: column;
  align-items: stretch;
  justify-content: flex-start;

  padding: 22px 18px 18px;
  gap: 12px;
}

.premium-promo-section .promo-content {
  max-width: none;
}

.premium-promo-section .premium-promo-heading {
  font-size: 1.05rem;
  margin-bottom: 8px;
}

.premium-promo-section .premium-promo-desc {
  font-size: 12px;
  line-height: 1.55;
  margin-bottom: 16px;
  max-width: none;
}

.premium-promo-section .promo-btn {
  padding: 10px 18px;
  font-size: 12px;
  margin-top: auto;
}

.premium-promo-section .promo-visual {
  width: 100%;
  height: 110px;
  margin-top: 4px;
  align-self: center;
}

.premium-promo-section .premium-promo-visual {
  margin-right: 0;
}

.premium-promo-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.14) 0%, transparent 45%, rgba(255, 255, 255, 0.06) 100%);
  pointer-events: none;
}

.premium-promo-card::before {
  content: "";
  position: absolute;
  top: -40%;
  right: -8%;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  pointer-events: none;
}

.promo-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 48px rgba(15, 23, 42, 0.18);
}

.promo-content {
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  z-index: 1;
  max-width: 520px;
}

.premium-promo-content {
  gap: 0;
}

.promo-category {
  font-family: "Poppins", sans-serif;
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  opacity: 0.92;
  margin-bottom: 10px;
  display: inline-block;
  padding: 4px 12px;
  border-radius: 50px;
  background: rgba(255, 255, 255, 0.16);
  width: fit-content;
}

.premium-promo-heading {
  font-family: "Poppins", sans-serif;
  font-size: clamp(1.25rem, 2.5vw, 1.65rem);
  line-height: 1.3;
  margin: 0 0 10px;
  font-weight: 700;
  max-width: none;
  color: #ffffff;
}

.premium-promo-desc {
  font-size: 14px;
  line-height: 1.65;
  margin: 0 0 22px;
  color: rgba(255, 255, 255, 0.9);
  max-width: 420px;
}

.promo-card h3 {
  font-size: 17px;
  line-height: 1.4;
  margin: 0 0 16px;
  font-weight: 400;
  max-width: 200px;
}

.promo-card h3 strong {
  font-weight: 800;
}

.promo-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: #ffffff;
  color: #1e293b;
  border: none;
  padding: 12px 24px;
  border-radius: 50px;
  font-family: "Poppins", sans-serif;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  width: fit-content;
  text-decoration: none;
  box-shadow: 0 6px 18px rgba(15, 23, 42, 0.15);
  transition: transform 0.3s ease, box-shadow 0.3s ease, background 0.3s ease;
}

.premium-promo-btn:hover {
  background: #f8fafc;
  transform: translateY(-2px);
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.2);
}

.promo-btn:hover {
  background: var(--soft);
  transform: scale(1.05);
}

.promo-visual {
  position: relative;
  right: auto;
  bottom: auto;
  width: 200px;
  height: 180px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  pointer-events: none;
  z-index: 2;
}

.premium-promo-visual {
  margin-right: 8px;
}

.premium-promo-illustration {
  width: 100%;
  height: 100%;
  object-fit: contain;
  filter: drop-shadow(0 12px 24px rgba(0, 0, 0, 0.12));
  transition: transform 0.5s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.promo-card:hover .premium-promo-illustration {
  transform: scale(1.05) translateY(-4px);
}

.floating-img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  opacity: 1;
  filter: drop-shadow(0 10px 20px rgba(0, 0, 0, 0.15));
}

/* Premium Promo Card Gradients */
.promo-card--health {
  background: linear-gradient(135deg, #0D9488 0%, #10B981 55%, #059669 100%);
}

.promo-card--motor {
  background: linear-gradient(135deg, #38BDF8 0%, #2563EB 55%, #1D4ED8 100%);
}

.promo-card--life {
  background: linear-gradient(135deg, #9333EA 0%, #C026D3 50%, #EC4899 100%);
}

.promo-card--home {
  background: linear-gradient(135deg, #3B82F6 0%, #4F46E5 55%, #4338CA 100%);
}

.promo-card--business {
  background: linear-gradient(135deg, #1E3A5F 0%, #0A66C2 45%, #06B6D4 100%);
}

.promo-card--support {
  background: linear-gradient(135deg, #F97316 0%, #FB923C 50%, #FB7185 100%);
}

.slider-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 16px;
}

.premium-promo-dots .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #cbd5e1;
  cursor: pointer;
  transition: all 0.35s ease;
}

.premium-promo-dots .dot.active {
  background: #0A66C2;
  width: 28px;
  border-radius: 10px;
}

.slider-dots .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--line);
  cursor: pointer;
  transition: all 0.3s ease;
}

.slider-dots .dot.active {
  background: var(--primary);
  width: 20px;
  border-radius: 10px;
}

@media (max-width: 992px) {
  .premium-promo-section .promo-card {
    flex: 0 0 calc((100% - 24px) / 2);
    min-height: 320px;
  }

  .promo-card {
    min-height: 200px;
    padding: 28px 28px;
  }

  .promo-visual {
    width: 160px;
    height: 150px;
  }

  .premium-promo-section .promo-visual {
    width: 100%;
    height: 100px;
  }
}

@media (max-width: 768px) {
  .promo-slider-section {
    padding: 20px 0 56px;
  }

  .promo-track {
    gap: 16px;
    padding: 8px 0 20px;
  }

  .premium-promo-section .promo-card {
    flex: 0 0 100%;
    min-height: auto;
  }

  .promo-card {
    flex-direction: column;
    align-items: flex-start;
    min-height: auto;
    padding: 28px 24px 24px;
    border-radius: 18px;
  }

  .promo-visual {
    width: 100%;
    height: 140px;
    margin-top: 8px;
    align-self: center;
  }

  .premium-promo-section .promo-visual {
    height: 130px;
  }

  .premium-promo-desc {
    margin-bottom: 18px;
  }

  .premium-promo-btn {
    width: 100%;
  }
}

@media (max-width: 480px) {
  .promo-card {
    padding: 24px 20px 20px;
  }

  .premium-promo-heading {
    font-size: 1.2rem;
  }

  .premium-promo-desc {
    font-size: 13px;
  }

  .promo-visual {
    height: 120px;
  }
}



@media (max-width: 920px) {
  .navbar {
    min-height: 60px;
    padding: 10px 18px;
    display: flex;
    align-items: center;
    justify-content: space-between;
  }

  .menu-toggle {
    display: block;
    order: 2;
    z-index: 20;
  }

  body.body-lock .menu-toggle {
    opacity: 0;
    pointer-events: none;
  }

  .mobile-menu-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    min-height: 84px;
    padding: 16px 20px;
    border-bottom: 1px solid rgba(226, 232, 240, 0.9);
    position: sticky;
    top: 0;
    background: #ffffff;
    z-index: 3;
  }

  .mobile-menu-header .brand img {
    height: 48px;
  }

  .close-menu {
    width: 42px;
    height: 42px;
    background: #f8fafc;
    color: var(--navy);
    border: 1px solid rgba(203, 213, 225, 0.9);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    font-size: 20px;
    transition: all 0.3s ease;
  }

  .close-menu:hover {
    background: var(--primary);
    color: #ffffff;
  }

  .nav-links {
    position: fixed;
    top: 0;
    right: 0;
    width: min(86vw, 380px);
    height: 100dvh;
    background: #ffffff;
    flex-direction: column;
    padding: 0 0 22px;
    gap: 4px;
    transform: translateX(100%);
    z-index: 1080;
    overflow-y: auto;
    align-items: flex-start;
    visibility: hidden;
    box-shadow: -24px 0 70px rgba(8, 20, 44, 0.22);
    transition: transform 0.36s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.36s ease;
  }

  .nav-links.active {
    visibility: visible;
    transform: translateX(0);
  }

  .nav-links>a,
  .nav-links .nav-item>a {
    font-size: 14px;
    color: var(--navy);
    width: calc(100% - 32px);
    min-height: 50px;
    margin: 0 16px;
    padding: 0 14px;
    border-bottom: 1px solid rgba(226, 232, 240, 0.72);
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 700;
    border-radius: 12px;
  }

  .nav-links .nav-item {
    width: 100%;
  }

  .nav-links>a:hover,
  .nav-links .nav-item>a:hover,
  .nav-links>a.active,
  .nav-links .nav-item>a.active {
    background: rgba(16, 68, 165, 0.08);
    color: var(--primary);
    border-bottom-color: transparent;
  }

  .nav-links a i {
    display: none;
  }

  .dropdown-icon {
    display: block !important;
    margin-left: auto;
    font-size: 14px;
    color: var(--primary);
    transition: transform 0.3s ease;
  }

  .has-dropdown.open .dropdown-icon {
    transform: rotate(180deg);
  }

  .mobile-menu-footer {
    display: block;
    width: 100%;
    margin-top: auto;
    padding: 22px 20px 0;
  }

  .nav-links .nav-button-mobile {
    display: flex;
    width: 100%;
    min-height: 47px;
    background: linear-gradient(135deg, var(--primary) 0%, #0a368a 100%);
    color: #ffffff;
    justify-content: center;
    align-items: center;
    padding: 0 18px;
    border-radius: 12px;
    font-weight: 700;
    border: none;
    font-size: 1rem;
    box-shadow: 0 16px 30px rgba(16, 68, 165, 0.24);
  }

  .dropdown-menu {
    position: static;
    transform: none !important;
    box-shadow: none;
    padding: 0;
    width: calc(100% - 32px);
    margin: 0 16px;
    height: 0;
    display: block;
    opacity: 0;
    visibility: hidden;
    overflow: hidden;
    border: none;
    background: #f8fafc;
    transition: all 0.3s ease;
  }

  .has-dropdown.open .dropdown-menu {
    height: auto;
    padding: 8px;
    opacity: 1;
    visibility: visible;
    margin-top: 0;
    margin-bottom: 8px;
    border-radius: 12px;
    border: 1px solid rgba(16, 68, 165, 0.08);
  }

  .dropdown-item {
    border-radius: 10px;
    padding: 5px 14px;
  }

  .dropdown-item:hover {
    padding-left: 18px;
  }

  .dropdown-group-label {
    padding: 8px 14px 6px;
    font-size: 10px;
  }

  .has-dropdown.open>.nav-link i {
    transform: rotate(180deg);
  }

  .nav-button {
    display: none;
  }

  .hero {
    min-height: auto;
    padding-top: 46px;
  }

  .home-page .hero {
    min-height: auto !important;
    padding: 100px 0 60px !important;
    background: linear-gradient(rgb(102 130 149 / 85%), rgb(39 30 69 / 85%)), url(assets/banner2.png) no-repeat !important;
    background-position: 80% top !important;
    background-size: cover !important;
  }

  .home-page .hero .hero-content h1 {
    color: #ffffff !important;
  }

  .home-page .hero .hero-content .hero-subtitle {
    color: rgba(255, 255, 255, 0.9) !important;
  }

  .hero-row {
    margin-inline: 0;
  }

  .hero-row>.col {
    padding-inline: 10px;
  }

  .hero-content {
    max-width: none;
  }

  .hero-media {
    max-width: 560px;
    margin: 0 auto;
  }

  .col-tablet-12 {
    flex: 0 0 100%;
    max-width: 100%;
  }
}

@media (max-width: 768px) {
  /* .usp-section, .products-section, .promo-slider-section, 
  .features-section, .advantages-section, .how-it-works, .testimonials {
    padding: 40px 0 !important;
  } */

  h1,
  .section-title,
  .features-title,
  .advantages-title,
  .how-title {
    font-size: 21px !important;
  }

  .product-info h3,
  .advantage-info h3,
  .feature-content h3,
  .step-info h3,
  .author-info h3 {
    font-size: 16px !important;
  }

  p,
  .hero-subtitle,
  .section-subtitle,
  .advantages-subtitle,
  .how-subtitle,
  .feature-content p,
  .advantage-info p,
  .step-info p,
  .testimonial-text {
    font-size: 13px !important;
  }

  .products-section {
    padding: 25px 0 0px;
    background: var(--paper);
  }

  .features-section {
    padding: 25px 0 40px;
    background: rgb(241 245 254);
    position: relative;
    overflow: hidden;
  }

  .features-btn {
    display: none !important;
  }
}

@media (max-width: 560px) {
  .container {
    width: min(100% - 28px, 1160px);
  }

  .hero-row {
    margin-inline: 0;
  }

  .hero-row>.col {
    padding-inline: 10px;
  }

  .brand img {
    height: 38px;
    /* Smaller logo for mobile */
    width: auto;
  }

  .nav-button {
    min-height: 40px;
    padding: 0 14px;
    font-size: 0.88rem;
  }

  .nav-links {
    font-size: 0.88rem;
  }

  h1 {
    font-size: 2.05rem;
    line-height: 1.08;
  }

  .hero-subtitle {
    font-size: 1rem;
  }

  .hero-actions {
    display: grid;
    grid-template-columns: 1fr;
  }

  .trust-row {
    margin-top: 30px;
  }

  .col-mobile-12 {
    flex: 0 0 100%;
    max-width: 100%;
  }

  .hero-media img {
    aspect-ratio: 1 / 1;
  }

  /* Features Section Mobile Refinement */
  .features-grid {
    grid-template-columns: 1fr;
    gap: 12px;
    padding: 0;
  }

  .feature-card {
    padding: 16px;
    border-radius: 16px;
    text-align: center;
  }

  .feature-card.partners,
  .feature-card.claims {
    transform: none !important;
  }

  .feature-icon img {
    width: 35px;
    height: 35px;
  }


  /* .feature-content h3 {
    font-size: 15px !important;
    margin-top: 8px;
    margin-bottom: 4px;
  } */

  /* .feature-content p {
    font-size: 12px !important;
    margin-top: 0 !important;
    line-height: 1.4;
  } */

  .accent-bar {
    top: 15px;
    bottom: 15px;
  }

  /* Advantages Section Mobile */
  .advantages-grid {
    gap: 12px;
  }

  .advantage-card {
    padding: 15px 10px;
    border-radius: 24px;
    margin-bottom: 0;
    flex: 0 0 calc(50% - 6px);
    min-width: 0;
    max-width: none;
    height: auto;
    min-height: 160px;
  }

  .advantage-icon-wrapper {
    width: 60px;
    height: 60px;
    border-radius: 16px;
    margin-bottom: 0px;
  }

  .advantage-icon-wrapper img {
    width: 32px;
    height: 32px;
  }

  .advantage-info h3 {
    font-size: 13px !important;
    margin-top: 5px;
  }

  /* How It Works Section Mobile */
  .arc-step {
    flex-direction: column;
    text-align: center;
    gap: 0px;
  }

  .step-circle {
    width: 70px;
    height: 70px;
  }

  .step-circle img {
    width: 30px;
    height: 30px;
  }

  .step-idx {
    width: 24px;
    height: 24px;
    font-size: 12px;
  }
}

/* Features Section */
.features-section {
  padding: 60px 0;
  background: rgb(241 245 254);
  position: relative;
  overflow: hidden;
}

.features-container {
  display: flex;
  align-items: center;
  gap: 40px;
}

.features-text {
  flex: 1;
  position: relative;
}

.features-title {
  font-size: 36px;
  line-height: 1.25;
  color: var(--navy);
  font-weight: 400;
}

.features-title span {
  font-weight: 800;
  color: var(--primary);
}

.features-subtitle {
  font-size: 17px;
  color: var(--muted);
  line-height: 1.6;
  margin-top: 24px;
  max-width: 480px;
}

.features-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--primary);
  color: #ffffff;
  padding: 14px 28px;
  border-radius: 12px;
  font-weight: 700;
  text-decoration: none;
  margin-top: 32px;
  transition: all 0.3s ease;
  box-shadow: 0 10px 20px rgba(16, 68, 165, 0.15);
}

.features-btn:hover {
  background: #0a368a;
  transform: translateY(-2px);
  box-shadow: 0 15px 30px rgba(16, 68, 165, 0.2);
}

.features-decoration {
  position: absolute;
  top: -30px;
  left: -30px;
  width: 250px;
  height: 250px;
  z-index: -1;
}

.blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(30px);
  opacity: 0.1;
}

.blob-1 {
  width: 150px;
  height: 150px;
  background: var(--primary);
  top: 0;
  left: 0;
}

.blob-2 {
  width: 120px;
  height: 120px;
  background: #8b5cf6;
  bottom: 0;
  right: 0;
}

.features-grid {
  flex: 1.2;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  padding: 10px;
}

.feature-card {
  background: #ffffff;
  padding: 18px 24px;
  border-radius: 20px;
  position: relative;
  transition: all 0.3s ease;
  border: 1px solid rgba(16, 68, 165, 0.15);
  display: flex;
  flex-direction: column;
  overflow: hidden;
}

.feature-card::before {
  content: "";
  position: absolute;
  top: -20px;
  right: -20px;
  width: 120px;
  height: 120px;
  background: radial-gradient(circle at center, rgba(16, 68, 165, 0.02) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.feature-card:hover {
  border-color: rgba(16, 68, 165, 0.3);
}

/* Staggered Layout */
.feature-card.partners,
.feature-card.claims {
  transform: translateY(20px);
}

.accent-bar {
  position: absolute;
  left: 0;
  top: 24px;
  bottom: 24px;
  width: 3px;
  border-radius: 0 4px 4px 0;
}

.trust .accent-bar {
  background: #7c3aed;
}

.partners .accent-bar {
  background: #2563eb;
}

.price .accent-bar {
  background: #059669;
}

.claims .accent-bar {
  background: #d97706;
}

.feature-icon {
  margin-bottom: 0px;
  display: block;
}

.feature-icon img {
  width: 35px;
  height: 45px;
  object-fit: contain;
}

.feature-content h3 {
  font-size: 17px;
  font-weight: 800;
  margin-bottom: 8px;
  color: var(--navy);
  letter-spacing: -0.01em;
  margin-top: 10px;
}

.feature-content p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.5;
  margin-top: 10px;
}

@media (max-width: 1100px) {
  .features-container {
    flex-direction: column;
    text-align: center;
    gap: 40px;
  }

  .features-title {
    font-size: 2.2rem;
  }

  .features-subtitle {
    margin-inline: auto;
  }

  .features-btn {
    margin-inline: auto;
  }

  .feature-card.partners,
  .feature-card.claims {
    transform: none !important;
  }
}

@media (max-width: 640px) {
  .features-grid {
    grid-template-columns: 1fr;
  }
}

/* Advantages Section */
.advantages-section {
  padding: 23px 0px 70px;
  background: #ffffff;
}

.advantages-header {
  text-align: center;
  margin-bottom: 60px;
}

.advantages-title {
  font-size: 36px;
  color: var(--navy);
  margin-bottom: 12px;
  font-weight: 700;
}

.advantages-title span {
  color: var(--primary);
  font-weight: 800;
}

.advantages-subtitle {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

.advantages-grid {
  display: flex;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
}

.advantage-card {
  background: #ffffff;
  padding: 10px 25px;
  border-radius: 32px;
  flex: 1;
  min-width: 220px;
  max-width: 218px;
  text-align: center;
  transition: all 0.5s cubic-bezier(0.19, 1, 0.22, 1);
  border: 1px solid rgba(16, 68, 165, 0.15);
  position: relative;
  height: 185px;
}

.advantage-card:hover {
  /* transform: translateY(-10px); */
  border-color: rgba(16, 68, 165, 0.3);
}

.advantage-icon-wrapper {
  width: 80px;
  height: 80px;
  background: var(--soft);
  border-radius: 24px;
  margin: 0 auto 0px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.4s ease;
  position: relative;
}

.advantage-card:hover .advantage-icon-wrapper {
  transform: scale(1.1);
}

.advantage-icon-wrapper img {
  width: 45px;
  height: 45px;
  object-fit: contain;
  transition: all 0.4s ease;
}

.advantage-info h3 {
  font-size: 17px;
  color: var(--navy);
  margin-bottom: 8px;
  font-weight: 700;
  margin-top: 2px;
}

.advantage-info p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.5;
  margin-top: 0px;
}



@media (max-width: 1200px) {
  .advantage-card {
    min-width: calc(33.333% - 20px);
  }
}

@media (max-width: 768px) {
  .advantage-card {
    min-width: calc(50% - 20px);
  }

  .advantages-title {
    font-size: 2.2rem;
  }
}

@media (max-width: 480px) {
  .advantage-card {
    min-width: 100%;
  }
}

.how-it-works {
  padding: 60px 0;
  background: #f1f5fe;
  position: relative;
  overflow: hidden;
}

.how-header {
  text-align: center;
  margin-bottom: 40px;
}

.how-title {
  font-size: 36px;
  color: var(--navy);
  font-weight: 400;
  margin-bottom: 15px;
}

.how-title {
  font-size: 36px;
  color: var(--navy);
  font-weight: 400;
  margin-bottom: 15px;
}

.how-subtitle {
  font-size: 15px;
  color: var(--muted);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.6;
  display: none;
}

.arc-container {
  position: relative;
  max-width: 1000px;
  margin: 40px auto 0;
  padding: 0;
  height: 220px;
  /* Reduced height since staggering is removed */
}

.arc-path {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: 1;
}

.arc-path svg {
  width: 100%;
  height: 100%;
}

.arc-steps {
  display: flex;
  justify-content: space-between;
  position: relative;
  z-index: 2;
  gap: 20px;
}

.arc-step {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  transition: transform 0.3s ease;
}

.step-circle {
  width: 95px;
  height: 95px;
  background: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  border: 1.5px solid rgba(16, 68, 165, 0.15);
  /* Persistent light border */
  margin-bottom: 24px;
  transition: all 0.3s ease;
}

.step-circle img {
  width: 40px;
  height: 45px;
  object-fit: contain;
  filter: drop-shadow(0 5px 10px rgba(0, 0, 0, 0.05));
}

.step-idx {
  position: absolute;
  top: -5px;
  right: -5px;
  width: 32px;
  height: 32px;
  background: linear-gradient(135deg, #0097a7 0%, #1b3168 100%);
  color: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 800;
  border: 3px solid #ffffff;
}

.arc-step:hover .step-circle {
  border-color: var(--primary);
  /* Hover state */
  background: var(--soft);
}

.step-info h3 {
  font-size: 17px;
  color: #ffffff;
  margin-bottom: 8px;
  font-weight: 700;
}

.step-info p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.4;
  max-width: 160px;
}

@media (max-width: 900px) {
  .how-it-works {
    padding-bottom: 10px !important;
    padding-top: 25px !important;
  }

  .how-header {
    margin-bottom: 20px !important;
  }

  .how-it-works .container {
    padding-inline: 0;
    max-width: none;
    width: 100%;
  }

  .arc-container {
    overflow-x: auto;
    overflow-y: hidden;
    padding: 20px 20px 10px;
    margin-top: 0;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: thin;
    scrollbar-color: var(--line) transparent;
    height: 175px !important;
  }

  .arc-container::-webkit-scrollbar {
    height: 4px;
  }

  .arc-container::-webkit-scrollbar-track {
    background: transparent;
  }

  .arc-container::-webkit-scrollbar-thumb {
    background-color: var(--line);
    border-radius: 10px;
  }

  .arc-path,
  .arc-steps {
    min-width: 955px;
    width: 960px;
    margin: 0 auto;
  }

  .arc-step {
    flex: 0 0 225px;
  }

  .testimonials {
    padding: 30px 0 !important;
  }
}

@media (max-width: 560px) {
  .how-title {
    font-size: 32px;
  }
}

/* Testimonials Section */
.testimonials {
  padding: 60px 0;
  background: #ffffff;
}

.testimonial-slider {
  position: relative;
  margin-top: 40px;
}

.testimonial-track {
  display: flex;
  gap: 24px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  padding: 20px 0 40px;
  scrollbar-width: none;
  -ms-overflow-style: none;
}

.testimonial-track::-webkit-scrollbar {
  display: none;
}

.testimonial-card {
  flex: 0 0 calc(33.333% - 16px);
  min-width: 320px;
  background: #f1f5fe;
  padding: 30px;
  border-radius: 24px;
  border: 1px solid rgba(16, 68, 165, 0.1);
  scroll-snap-align: start;
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.testimonial-card:hover {
  border-color: var(--primary);
  transform: translateY(-5px);
}

.rating-container {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 15px;
}

.google-icon {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  display: block;
}

.star-rating {
  color: #f59e0b;
  font-size: 18px;
  display: flex;
  gap: 3px;
}

.testimonial-text {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.6;
  /* font-style: italic; */
  margin-bottom: 25px;
  flex-grow: 1;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 15px;
}

.author-avatar {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  overflow: hidden;
  border: 2px solid #ffffff;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
}

.author-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.author-info {
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.author-info h3 {
  font-size: 17px;
  color: var(--navy);
  font-weight: 700;
  margin: 0 0 2px 0;
  line-height: 1.2;
}

.author-info span {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.2;
}

@media (max-width: 1024px) {
  .testimonial-card {
    flex: 0 0 calc(50% - 12px);
  }
}

@media (max-width: 768px) {
  .testimonial-card {
    flex: 0 0 100%;
  }
}

/* CTA Section */
.cta-section {
  padding: 60px 0;
  background: #ffffff;
}

.cta-section .row {
  column-gap: 20px;
}

.cta-section .col-6 {
  flex: 0 0 calc(50% - 10px);
  max-width: calc(50% - 10px);
}

.cta-image img {
  width: 100%;
  height: 450px;
  object-fit: cover;
  display: block;
  margin: 0 auto;
  border-radius: 30px;
}



.cta-content .section-title {
  text-align: left;
  margin-bottom: 20px;
  margin-top: 0px;
}

.cta-content .section-subtitle {
  /* ext-align: left; */
  margin-bottom: 20px;
  max-width: 100%;
  margin-top: -7px;
}

.premium-form {
  display: flex;
  flex-direction: column;
  gap: 0px;
}

.form-row {
  display: flex;
  gap: 30px;
}

.form-row .form-group {
  flex: 1;
}

.form-group {
  width: 100%;
}

.premium-form input,
.premium-form select {
  width: 100%;
  padding: 12px 0;
  background: transparent;
  border: none;
  border-bottom: 2px solid var(--line);
  font-size: 15px;
  color: var(--navy);
  transition: all 0.3s ease;
  outline: none;
  font-family: inherit;
}

.premium-form select {
  cursor: pointer;
  appearance: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'><path fill='%231e293b' d='M2.4 4.2L6 7.8l3.6-3.6z'/></svg>");
  background-repeat: no-repeat;
  background-position: right 0px center;
  background-size: 14px;
  padding-right: 24px;
}

.premium-form select:invalid {
  color: #94a3b8;
}

.premium-form select option {
  color: var(--navy);
  background-color: #ffffff;
}

.premium-form input::placeholder {
  color: #94a3b8;
}

.premium-form input:focus,
.premium-form select:focus {
  border-color: var(--primary);
}

.premium-form select:focus {
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'><path fill='%231044A5' d='M2.4 4.2L6 7.8l3.6-3.6z'/></svg>");
}

.premium-form .primary-button {
  margin-top: 20px;
  width: fit-content;
  cursor: pointer;
  border: none;
}

@media (max-width: 900px) {
  .cta-section {
    padding: 40px 0;
  }

  .cta-section .row {
    flex-direction: column !important;
    text-align: center !important;
    gap: 0;
  }

  .cta-section .col-6 {
    flex: 0 0 100% !important;
    max-width: 100% !important;
  }

  .cta-image {
    margin-bottom: 30px;
    max-width: 320px;
    margin-inline: auto;
  }

  .cta-image img {
    height: 250px;
  }

  .cta-content .section-title,
  .cta-content .section-subtitle {
    text-align: center !important;
  }

  .form-row {
    flex-direction: column;
    gap: 25px;
  }

  .premium-form .primary-button {
    width: 100%;
    margin-inline: auto;
  }
}

/* Footer Section */
.site-footer {
  background: #deecfb;
  color: #0f172a;
  padding: 64px 0 32px;
}

.site-footer .row {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) repeat(3, minmax(0, 1fr));
  column-gap: clamp(28px, 3.5vw, 52px);
  row-gap: 40px;
  align-items: start;
}

.site-footer .col {
  flex: unset;
  max-width: none;
  width: auto;
  min-width: 0;
  padding-inline: 0;
}

.footer-brand {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
  max-width: 100%;
}

.footer-logo {
  max-width: 220px;
  width: 100%;
  height: auto;
  display: block;
  margin: 0 0 16px;
  padding: 0;
}

.footer-desc {
  font-size: 15px;
  line-height: 1.65;
  color: rgb(0 0 0 / 70%);
  margin: 0;
  max-width: 34ch;
}

.footer-widget {
  margin-top: 0;
}

.footer-title {
  font-size: 17px;
  font-weight: 700;
  margin: 0 0 22px;
  color: #000000;
  line-height: 1.3;
}

.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links li:last-child {
  margin-bottom: 0;
}

.footer-links a {
  color: rgb(0 0 0 / 70%);
  text-decoration: none;
  font-size: 15px;
  transition: color 0.3s ease;
}

.footer-links a:hover {
  color: var(--primary);
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 0;
}

.contact-icon {
  width: 38px;
  height: 38px;
  background: rgb(169 173 201 / 51%);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--primary);
  font-size: 14px;
}

.contact-item p {
  margin: 0;
  font-size: 15px;
  color: rgb(0 0 0 / 70%);
  line-height: 1.5;
  padding-top: 0;
}

.contact-item a {
  color: inherit;
  text-decoration: none;
}

.footer-social {
  display: flex;
  gap: 12px;
  margin-top: 20px;
}

.social-link {
  width: 40px;
  height: 40px;
  background: rgb(42 58 119);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  text-decoration: none;
  transition: all 0.3s ease;
}

.social-link:hover {
  background: var(--primary);
  transform: translateY(-3px);
}

.footer-bottom {
  margin-top: 48px;
  text-align: center;
}

.footer-bottom .divider {
  height: 1px;
  background: rgb(0 0 0 / 10%);
  margin-bottom: 24px;
  margin-left: calc(50% - 50vw);
  width: 100vw;
}

.footer-bottom p {
  font-size: 14px;
  color: #000000;
  margin: 0;
}

.footer-compliance {
  font-size: 11px;
  opacity: 0.6;
  margin-top: 8px;
  color: #000000;
  line-height: 1.6;
  font-weight: 500;
}

@media (max-width: 1024px) {
  .site-footer .row {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    column-gap: 32px;
    row-gap: 36px;
  }

  .footer-desc {
    max-width: none;
  }
}

@media (max-width: 768px) {
  .site-footer {
    padding: 48px 0 24px;
  }

  .site-footer .row {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .site-footer .col {
    margin: 0;
  }

  .footer-logo {
    max-width: 240px;
  }

  .footer-title {
    font-size: 15px;
    margin-bottom: 16px;
  }

  .footer-links a {
    font-size: 14px;
  }

  .footer-bottom {
    margin-top: 32px;
  }

  .footer-bottom .divider {
    margin-bottom: 20px;
    background: rgb(0 0 0 / 10%);
  }
}

/* Sub Banner Styles */
.sub-banner {
  background: url('assets/sub-banner.png') no-repeat center center;
  background-size: cover;
  padding: 120px 0 80px;
  position: relative;
  text-align: center;
  color: #ffffff;
}

/* Optional overlay for text readability */
.sub-banner::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.4);
  /* Dark overlay */
  z-index: 1;
}

.sub-banner .container {
  position: relative;
  z-index: 2;
  display: block;
  /* Center content */
}

.banner-content h1 {
  font-size: 52px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 20px;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.banner-breadcrumbs {
  font-size: 18px;
  color: rgba(255, 255, 255, 0.9);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}

.banner-breadcrumbs a {
  color: #ffffff;
  font-weight: 600;
  text-decoration: underline;
}

.banner-breadcrumbs span {
  opacity: 0.8;
}

.banner-breadcrumbs i {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.6);
}

/* Products Page Styles */
.page-header {
  padding: 100px 0 35px;
  text-align: center;
  background: linear-gradient(180deg, #f8fafc 0%, #ffffff 100%);
  /* border-bottom: 1px solid #e2e8f0; */
}

.page-header .section-title {
  margin-bottom: 20px;
}

/* Products Page Grid */
.all-products-section {
  padding: 60px 0 100px;
  /* Consistent bottom padding */
  background: #ffffff;
}

.products-full-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 25px;
  margin-top: 20px;
}

.product-full-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 20px;
  padding: 40px 24px;
  text-align: center;
  transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 15px;
}

.product-full-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 40px rgba(16, 68, 165, 0.08);
  border-color: var(--primary);
}

.product-card-icon {
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(16, 68, 165, 0.04);
  border-radius: 16px;
  transition: all 0.3s ease;
}

.product-full-card:hover .product-card-icon {
  background: var(--primary);
  color: #ffffff;
}

.product-card-icon img {
  width: 32px;
  height: 32px;
  object-fit: contain;
  transition: all 0.3s ease;
}

.product-full-card:hover .product-card-icon img {
  filter: brightness(0) invert(1);
}

.product-card-icon i {
  font-size: 28px;
  color: var(--primary);
  transition: all 0.3s ease;
}

.product-full-card:hover .product-card-icon i {
  color: #ffffff;
}

.product-card-info h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.product-card-info p {
  font-size: 14px;
  color: #64748b;
  line-height: 1.5;
  margin: 0;
}

/* Products Page Responsive */
@media (max-width: 1200px) {
  .products-full-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (max-width: 992px) {
  .products-full-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (max-width: 768px) {
  .products-full-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 12px;
  }

  .page-header {
    padding: 80px 0 40px;
  }

  .product-full-card {
    padding: 30px 15px;
  }
}

@media (max-width: 480px) {
  .products-full-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
  }

  .product-card {
    min-height: 100px;
  }

  .product-card-header h3 {
    font-size: 11px !important;
  }

  .product-card-body img {
    width: 32px;
    height: 32px;
  }
}

/* Services Section */
.services-section {
  padding: 40px 0;
  background: var(--soft);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.service-card {
  background: #ffffff;
  padding: 30px;
  border-radius: 20px;
  border: 1px solid var(--line);
  transition: all 0.3s ease;
}

.service-card:hover {
  transform: translateY(-5px);
  border-color: var(--primary);
  box-shadow: var(--shadow);
}

.service-icon {
  width: 50px;
  height: 50px;
  background: rgba(16, 68, 165, 0.05);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--primary);
  font-size: 24px;
}

.service-card h3 {
  font-size: 18px;
  color: var(--navy);
  margin-bottom: 12px;
}

.service-card p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 992px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .services-grid {
    grid-template-columns: 1fr;
  }

  .container-tight {
    width: calc(100% - 40px);
  }
}

/* Premium Services/Sub-banner Styles */
.services-hero {
  padding: 130px 0 130px;
  background: #9e9e9e;
  position: relative;
  overflow: hidden;
}

.services-hero.marine-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/marinw.webp') no-repeat center center / cover !important;
}

.services-hero.car-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/car1-subbanner.webp') no-repeat center bottom / cover !important;
}

.services-hero.travel-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/travel-ins.webp') no-repeat center bottom / cover !important;
}

.services-hero.bike-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/bike1.webp') no-repeat center 80% / cover !important;
}

.services-hero.health-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/healthh.webp') no-repeat center 80% / cover !important;
}

.services-hero.senior-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/healthh.webp') no-repeat center 80% / cover !important;
}

.services-hero.life-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/life.webp') no-repeat center 53% / cover !important;
}

.services-hero.home-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/home.webp') no-repeat center 80% / cover !important;
}

.services-hero.term-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/term-life-ins.webp') no-repeat center 50% / cover !important;
}

.services-hero.employe-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/employe.webp') no-repeat center 50% / cover !important;
}

.services-hero.accident-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/accident-ins.webp') no-repeat center 73% / cover !important;
}

.services-hero.fire-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/fire-ins.webp') no-repeat center 80% / cover !important;
}

.services-hero.health-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/healthh.webp') no-repeat center 80% / cover !important;
}

.services-hero.cyber-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/cyber-insurance.webp') no-repeat center 65% / cover !important;
}

.services-hero.business-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/new-business.webp') no-repeat center 70% / cover !important;
}

.services-hero.pet-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/pet-second.webp') no-repeat center 65% / cover !important;
}

.services-hero.shop-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/shop-img.webp') no-repeat center 77% / cover !important;
}

.services-hero.generic-hero,
.services-hero.blog-hero {
  background: url('assets/sub-banner-new.webp') no-repeat center 77% / cover !important;
  color: #000000 !important;
}

.services-hero.generic-hero .hero-text h1.page-title,
.services-hero.generic-hero .breadcrumbs,
.services-hero.generic-hero .breadcrumbs a,
.services-hero.generic-hero .breadcrumbs span,
.services-hero.generic-hero .breadcrumbs i,
.services-hero.blog-hero .hero-text h1.page-title,
.services-hero.blog-hero .breadcrumbs,
.services-hero.blog-hero .breadcrumbs a,
.services-hero.blog-hero .breadcrumbs span,
.services-hero.blog-hero .breadcrumbs i {
  color: #000000 !important;
}

.services-hero.auto-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0)), url('assets/auto-insurance.webp') no-repeat center 60% / cover !important;
}

.sub-banner.sub-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.45), rgba(0, 0, 0, 0.45)), url('assets/sub-banner-new.webp') no-repeat center 60% / cover !important;
}

/* All Inner Hero Sections use White Text for premium legibility over overlays */
.services-hero {
  color: #ffffff !important;
}

.services-hero.contact-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.6), rgba(0, 0, 0, 0.6)), url('https://images.unsplash.com/photo-1534536281715-e28d76689b4d?auto=format&fit=crop&q=80&w=1200') no-repeat center center / cover !important;
}

.services-hero.about-hero {
  background: linear-gradient(rgba(0, 0, 0, 0.55), rgba(0, 0, 0, 0.55)), url('https://images.unsplash.com/photo-1497366216548-37526070297c?auto=format&fit=crop&q=80&w=1200') no-repeat center center / cover !important;
}

.services-hero::before {
  display: none;
}

.hero-text {
  position: relative;
  z-index: 1;
}

.hero-text h1.page-title {
  font-size: 44px;
  color: inherit;
  margin-bottom: 10px;
  font-weight: 800;
  line-height: 1.1;
}

.breadcrumbs {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 16px;
  font-weight: 600;
  margin-top: 5px;
  color: inherit;
}

.breadcrumbs a {
  color: inherit;
  text-decoration: none;
  transition: opacity 0.3s ease;
}

.breadcrumbs a:hover {
  opacity: 0.8;
}

.breadcrumbs i {
  font-size: 11px;
  color: inherit;
  opacity: 0.7;
}

.breadcrumbs span {
  color: inherit;
}

@media (max-width: 768px) {
  .services-hero {
    padding: 100px 0 80px;
  }

  .services-hero.generic-hero,
  .services-hero.blog-hero {
    background-position: 98% 50% !important;
  }

  .hero-text h1.page-title {
    font-size: 17px !important;
  }

  .breadcrumbs {
    font-size: 12px;
    gap: 8px;
  }
}

.category-nav {
  background: white;
  padding: 20px 0;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
  position: sticky;
  top: 78px;
  z-index: 9;
}

.category-list {
  display: flex;
  justify-content: center;
  gap: 30px;
  list-style: none;
  padding: 0;
  margin: 0;
}

.category-list a {
  font-weight: 600;
  color: var(--muted);
  padding: 10px 20px;
  border-radius: 50px;
  transition: all 0.3s ease;
}

.category-list a:hover,
.category-list a.active {
  background: var(--primary);
  color: white;
}

.service-section {
  padding: 0px 0;
}

/* About Page Specific Sections */
.about-us-section {
  padding: 60px 0 40px;
  background: #ffffff;
}

.about-content-row {
  display: flex;
  align-items: flex-start;
  gap: 60px;
  justify-content: space-between;
}

.about-text-content {
  flex: 0 0 540px;
}

.about-text-content h2 {
  font-size: 36px;
  color: var(--navy);
  margin-bottom: 25px;
  font-weight: 800;
}

.about-text-content p {
  font-size: 16px;
  color: var(--muted);
  line-height: 1.8;
  margin-bottom: 35px;
}

.about-features-list {
  list-style: none;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 40px;
}

.about-feature-item {
  display: flex;
  align-items: center;
  gap: 15px;
}

.about-feature-icon {
  width: 54px;
  height: 54px;
  border: 1px solid rgba(16, 68, 165, 0.1);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  color: var(--primary);
  flex-shrink: 0;
  background: #b6d0ff5e;
  transition: all 0.3s ease;
  overflow: hidden;
}

.about-feature-icon img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  padding: 10px;
}

.about-feature-item:hover .about-feature-icon {
  background: var(--primary);
  color: white;
  border-color: var(--primary);
  transform: translateY(-3px);
}

.about-feature-text {
  font-weight: 700;
  font-size: 15px;
  color: var(--navy);
}

.about-visual-grid {
  flex: 1;
  display: flex;
  gap: 20px;
  max-width: 600px;
  height: 520px;
}

.about-grid-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 24px;
  display: block;
}

.img-tall {
  flex: 1.2;
  height: 100%;
}

.about-grid-col {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0px;
  height: 100%;
}

.img-small {
  flex: 1;
  width: 100%;
}

/* Contact Page Styles */
.contact-section {
  padding: 75px 0;
  background: #ffffff;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 80px;
  align-items: flex-start;
}

.contact-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 18px;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 25px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.02);
}

.contact-badge i {
  color: #10b981;
  font-size: 12px;
}

.contact-title {
  font-size: 35px;
  line-height: 1.2;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 20px;
}

.contact-title span {
  color: var(--primary);
}

.contact-subtitle {
  font-size: 16px;
  color: var(--muted);
  line-height: 1.7;
  margin-bottom: 40px;
  max-width: 90%;
}

.map-container-inner {
  width: 100%;
  height: 400px;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.05);
}

.map-container-inner iframe {
  width: 100%;
  height: 100%;
  border: none;
}

.contact-form-card {
  background: #1044a512;
  padding: 0px 35px 40px;
  border-radius: 30px;
  border: 1px solid #edf2f7;
}

.contact-form-card h3 {
  font-size: 36px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 15px;
}

.contact-form-card p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 40px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  margin-bottom: 25px;
}

.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
}

.form-control-styled {
  width: 100%;
  padding: 16px 20px;
  background: #ffffff;
  border: 1px solid #ffffff;
  border-radius: 12px;
  font-family: inherit;
  font-size: 15px;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.02);
}

.form-control-styled:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 8px 25px rgba(16, 68, 165, 0.08);
}

textarea.form-control-styled {
  height: 160px;
  resize: none;
}

.contact-submit-btn {
  width: 100%;
  padding: 18px;
  background: #1044a5;
  color: #ffffff;
  border: none;
  border-radius: 15px;
  font-size: 16px;
  font-weight: 800;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  transition: all 0.3s ease;
  margin-top: 10px;
}

.contact-submit-btn:hover {
  /* background: #f59e0b; */
  transform: translateY(-3px);
  /* box-shadow: 0 10px 25px rgba(251, 191, 36, 0.3); */
}

@media (max-width: 991px) {
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 60px;
  }

  .contact-title {
    font-size: 36px;
  }

  .contact-form-card {
    padding: 40px 30px;
  }
}

/* Contact Info Cards Section */
.contact-info-section {
  padding: 60px 0 0;
}

.info-cards-container {
  background: #f8fafc;
  border-radius: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 40px 20px;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.02);
  border: 1px solid #edf2f7;
}

.info-card {
  display: flex;
  align-items: center;
  gap: 20px;
  flex: 1;
  padding: 0 30px;
}

.info-icon {
  width: 60px;
  height: 60px;
  background: #1044a5;
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.info-content h4 {
  font-size: 20px;
  color: var(--navy);
  margin-bottom: 5px;
  font-weight: 800;
}

.info-content p {
  font-size: 15px;
  color: var(--muted);
  margin: 0;
  font-weight: 500;
}

.divider-vertical {
  width: 1px;
  height: 60px;
  background: rgba(0, 0, 0, 0.1);
}

.map-section {
  display: none;
}

@media (max-width: 991px) {
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 50px;
  }

  .contact-visual {
    order: -1;
  }

  .contact-section {
    padding: 60px 0;
  }
}

@media (max-width: 768px) {
  .contact-info-section {
    padding: 25px 0 5px;
  }

  .info-cards-container {
    flex-direction: column;
    padding: 15px 0px;
    gap: 15px;
  }

  .info-card {
    padding: 0;
    width: 100%;
  }

  .info-content h4 {
    font-size: 14px;
    color: var(--navy);
    margin-bottom: 5px;
    font-weight: 600;
  }

  .divider-vertical {
    display: none;
  }

  .info-icon {
    width: 36px;
    height: 36px;
    font-size: 12px;
  }

  .contact-section {
    padding: 40px 0;
  }

  .contact-text-map .section-header {
    text-align: center !important;
  }

  .contact-text-map .section-subtitle {
    text-align: center !important;
  }

  .contact-grid {
    gap: 40px;
  }

  .form-row {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .contact-submit-btn {
    width: 100%;
    padding: 12px;
    background: #1044a5;
    color: #ffffff;
    border: none;
    border-radius: 15px;
    font-size: 15px;
    font-weight: 800;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    transition: all 0.3s ease;
    margin-top: 10px;
    font-family: inherit;
  }

  .contact-form-card {
    padding: 0px 12px 30px;
  }

  textarea.form-control-styled {
    height: 75px;
    resize: none;
  }

  .contact-form-card h3 {
    font-size: 18px;
    text-align: center;
    margin-bottom: 0px;
  }

  .map-container-inner {
    height: 250px;
  }

  .form-control-styled {
    width: 100%;
    padding: 11px 12px;
    background: #ffffff;
    border: 1px solid #ffffff;
    border-radius: 12px;
    font-family: inherit;
    font-size: 13px;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.02);
  }

  .form-group {
    margin-bottom: 12px;
  }

  .about-text-content h2 {
    font-size: 36px;
    color: var(--navy);
    margin-bottom: 12px;
    font-weight: 800;
  }

  .about-feature-icon {
    width: 45px;
    height: 45px;

  }

  .about-feature-text {
    font-weight: 700;
    font-size: 13px;
    color: var(--navy);
  }

  .img-tall {
    margin-top: 0;
    display: none;
  }

  .img-small.second {
    display: none;
  }
}

.mission-vision-section {
  padding: 45px 0px 75px;
  background: #deecfb59;
  margin-bottom: 0px;
}

.mission-vision-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  margin-top: 50px;
}

.mv-card {
  background: #1044a5;
  padding: 40px 40px 20px 40px;
  border-radius: 30px;
  border: 1px solid #bac9d8;
  transition: all 0.3s ease;
}

.mv-card:hover {
  border-color: rgba(16, 68, 165, 0.25);
  box-shadow: 0 15px 40px rgba(16, 68, 165, 0.06);
}

.mv-icon {
  width: 60px;
  height: 60px;
  background: rgb(255 255 255 / 94%);
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  color: var(--primary);
  margin-bottom: 30px;
  overflow: hidden;
}

.mv-icon img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  padding: 10px;
}

.mv-card h3 {
  font-size: 24px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 20px;
}

.mv-card p {
  font-size: 16px;
  color: #d2d2d2;
  line-height: 1.7;
}

@media (max-width: 991px) {

  .about-us-section,
  .mission-vision-section {
    padding: 25px 0 50px;
  }

  .about-content-row {
    flex-direction: column;
    gap: 20px;
  }

  .about-text-content {
    flex: 1;
  }

  .mission-vision-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .about-visual-grid {
    order: 2;
  }
}

@media (max-width: 560px) {
  .about-features-list {
    grid-template-columns: 1fr;
  }

  .mv-card {
    padding: 30px;
  }

  .about-visual-grid {
    flex-direction: column;
    gap: 15px;
    max-width: 100%;
    height: auto;
  }

  .about-grid-col {
    gap: 15px;
  }

  .about-grid-img {
    height: auto;
    aspect-ratio: 16 / 9 !important;
  }

  .img-tall,
  .img-small {
    height: auto;
  }
}

.service-group-title {
  font-size: 32px;
  margin-bottom: 40px;
  display: flex;
  align-items: center;
  gap: 15px;
}

.service-group-title i {
  color: var(--primary);
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.feature-box {
  background: white;
  padding: 40px;
  border-radius: 24px;
  border: 1px solid var(--line);
  transition: all 0.3s ease;
}

.feature-box:hover {
  transform: translateY(-10px);
  box-shadow: var(--shadow);
  border-color: var(--primary);
}

.feature-box i {
  font-size: 40px;
  color: var(--primary);
  margin-bottom: 20px;
  display: block;
}

.feature-box h3 {
  font-size: 20px;
  margin-bottom: 15px;
}

.feature-box p {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
}

.stats-section {
  background: var(--navy);
  padding: 80px 0;
  color: white;
  text-align: center;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
}

.stat-item h2 {
  font-size: 48px;
  color: var(--primary);
  margin-bottom: 10px;
}

.stat-item p {
  opacity: 0.8;
  font-size: 16px;
}

.partner-strip {
  padding: 60px 0;
  background: var(--soft);
  overflow: hidden;
}

.partner-logos {
  display: flex;
  justify-content: space-between;
  align-items: center;
  opacity: 0.6;
  filter: grayscale(1);
  transition: all 0.3s ease;
}

.partner-logos:hover {
  opacity: 1;
  filter: grayscale(0);
}

.partner-logos img {
  height: 40px;
}

@media (max-width: 992px) {
  .feature-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .feature-grid {
    grid-template-columns: 1fr;
  }

  .category-list {
    flex-wrap: wrap;
    gap: 10px;
  }
}

/* Car Insurance Specific Styles */
.car-insurance-intro {
  padding: 30px 0 0;
}

.car-insurance-types {
  background: white;
  padding: 1px 0 12px;
}

/* .types-list-wrapper {
  max-width: 1000px;
} */

.type-info-block {
  margin-bottom: 25px;
}

.type-info-block:last-child {
  margin-bottom: 10px;
}

.type-info-block h3 {
  font-size: 17px;
  color: var(--navy);
  margin-bottom: 8px;
  font-weight: 700;
}

.type-info-block p {
  color: var(--muted);
  line-height: 1.6;
  font-size: 15px;
}

/* Helper Utilities */
.text-left {
  text-align: left !important;
}

.no-margin {
  margin: 0 !important;
}

.mb-20 {
  margin-bottom: 20px !important;
}

.mb-25 {
  margin-bottom: 25px !important;
}



/* Key Features Section Styles */
.key-features-section {
  background-color: var(--soft);
  padding: 0px 0;
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-top: 40px;
}

.feature-card {
  background: white;
  padding: 20px 25px;
  border-radius: 16px;
  border: 1px solid var(--line);
  transition: all 0.3s ease;
  height: 100%;
  display: flex;
  align-items: flex-start;
  gap: 20px;
}

.feature-card:hover {
  border-color: rgba(16, 68, 165, 0.2);
}

.feature-icon {
  width: 48px;
  height: 48px;
  background: rgba(16, 68, 165, 0.08);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--primary);
  font-size: 20px;
}

.feature-content {
  flex-grow: 1;
}

.feature-card h3 {
  font-size: 17px;
  color: var(--navy);
  margin: 0 0 6px 0;
  font-weight: 700;
  line-height: 1.3;
}

.feature-card p {
  color: var(--muted);
  line-height: 1.5;
  font-size: 15px;
  margin: 0;
}

@media (max-width: 992px) {
  .feature-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .feature-grid {
    grid-template-columns: 1fr;
  }
}

/* Comparison Section */
.comparison-section {
  background: #f8fafc;
  padding: 41px 0 0px;
}

.comparison-table-wrapper {
  margin-top: 23px;
  background: #ffffff;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
  border: 1px solid var(--line);
}

.comparison-table {
  width: 100%;
  border-collapse: collapse;
}

.comparison-table th {
  background: #0a1c59;
  color: #ffffff;
  padding: 24px 30px;
  text-align: left;
  font-size: 16px;
  font-weight: 700;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
}

.comparison-table th:last-child {
  border-right: none;
}

.comparison-table td {
  padding: 20px 30px;
  border-bottom: 1px solid var(--line);
  color: var(--navy);
  font-size: 15px;
  font-weight: 500;
  border-right: 1px solid var(--line);
}

.comparison-table td:last-child {
  border-right: none;
}

.comparison-table tr:last-child td {
  border-bottom: none;
}

.comparison-table td:first-child {
  font-weight: 600;
  color: var(--primary);
  width: 35%;
  background: rgba(16, 68, 165, 0.02);
}

.status-yes {
  color: #10b981;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 8px;
}

.status-no {
  color: #ef4444;
  font-weight: 500;
  display: flex;
  align-items: center;
  gap: 8px;
}

.status-neutral {
  font-weight: 700;
}

.comparison-table tr:hover td {
  background: rgba(16, 68, 165, 0.04);
}

@media (max-width: 992px) {

  .comparison-table th,
  .comparison-table td {
    padding: 15px 20px;
    font-size: 12px;
  }
}

@media (max-width: 768px) {
  .comparison-table-wrapper {
    overflow-x: auto;
  }

  .comparison-table {
    min-width: 700px;
  }

  .about-text-content p {
    font-size: 16px;
    color: var(--muted);
    line-height: 1.8;
    margin-bottom: -15px;
  }

  .mission-vision-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 25px;
  }

  .mv-card {
    padding: 25px 25px 15px 25px;
    border-radius: 20px;
  }

  .mv-card-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 15px;
  }

  .mv-icon {
    width: 45px;
    height: 45px;
    font-size: 16px;
    margin-bottom: 0px;
    border-radius: 12px;
  }

  .mv-icon img {
    width: 43px;
  }

  .mv-card h3 {
    font-size: 18px;
    margin-bottom: 0px;
    margin-top: 0px;
  }

  .mv-card p {
    font-size: 14px;
    line-height: 1.5;
  }

}

/* Coverage Section */
.coverage-section {
  padding: 40px 0 0px;
  background: #ffffff;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  margin-top: 40px;
}

.coverage-card {
  background: #ffffff;
  border: 1px solid #d6dadf;
  border-radius: 20px;
  padding: 40px;
  position: relative;
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}

.coverage-card:hover {
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.05);
}

.coverage-card-header {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 25px;
}

.coverage-icon {
  font-size: 24px;
  color: var(--primary);
}

.coverage-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin: 0;
}

.coverage-pill {
  display: inline-block;
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 20px;
  width: fit-content;
}

.pill-inclusion {
  background: rgba(16, 185, 129, 0.1);
  color: #10b981;
}

.pill-exclusion {
  background: rgba(239, 68, 68, 0.1);
  color: #ef4444;
}

.coverage-intro {
  font-size: 15px;
  color: var(--muted);
  margin-bottom: 25px;
  line-height: 1.6;
}

.coverage-list {
  list-style: none;
  padding: 0;
  margin: 0 0 30px 0;
  flex-grow: 1;
}

.coverage-list li {
  font-size: 15px;
  color: var(--navy);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 500;
}

.coverage-list li i {
  font-size: 14px;
}

.inclusion-card .coverage-list li i {
  color: #10b981;
}

.exclusion-card .coverage-list li i {
  color: #ef4444;
}

.coverage-footer {
  font-size: 14px;
  color: var(--primary);
  font-weight: 600;
  padding-top: 20px;
  border-top: 1px solid var(--line);
  margin: 0;
}

@media (max-width: 992px) {
  .coverage-grid {
    grid-template-columns: 1fr;
  }

  .coverage-card {
    padding: 30px;
  }
}

/* Add-Ons Section */
.addons-section {
  padding: 40px 0;
  background: #f8fafc;
}

.addons-accordion {
  margin-top: 40px;
  display: flex;
  flex-direction: column;
  gap: 0;
  border: 1px solid #cad1db;
  border-radius: 4px;
  background: #ffffff;
}

.addon-item {
  background: transparent;
  border: none;
  border-bottom: 1px solid #cad1db;
  border-radius: 0;
  overflow: hidden;
  transition: all 0.3s ease;
}

.addon-item:last-child {
  border-bottom: none;
}

.addon-item[open] {
  box-shadow: none;
}

.addon-header {
  padding: 15px 30px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  list-style: none;
  /* Hide default arrow in some browsers */
  transition: background 0.2s ease;
}

.addon-header::-webkit-details-marker {
  display: none;
  /* Hide default arrow in Webkit */
}

.addon-header:hover {
  background: rgba(16, 68, 165, 0.02);
}

.addon-header h3 {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin: 0;
}

.addon-icon {
  width: 24px;
  height: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #000;
  font-weight: 700;
  transition: transform 0.3s ease;
}

.addon-item[open] .addon-icon {
  transform: rotate(45deg);
}

.addon-content {
  padding: 0 30px 25px 30px;
  border-top: none;
}

.addon-content p {
  font-size: 15px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}

@media (max-width: 768px) {
  .addon-header {
    padding: 10px 20px;
  }

  .addon-content {
    padding: 0 20px 20px 20px;
  }
}

/* IDV Factors Section */
.idv-section {
  padding: 0px 0;
  background: #ffffff;
}

.idv-section .section-title {
  color: var(--navy);
}

.idv-list-wrapper {
  margin-top: 40px;
  display: flex;
  flex-direction: column;
  gap: 25px;
}

.idv-item h3 {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  margin: 0 0 8px 0;
}

.idv-item p {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink);
  margin: 0;
  padding-left: 18px;
}

/* CTA Banner Section */
.cta-banner-section {
  padding: 55px 0px 40px;
  background: #ffffff;
}

.cta-banner {
  background: rgb(12 42 103);
  border-radius: 12px;
  padding: 50px 40px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 30px;
}

.cta-banner p {
  color: #ffffff;
  font-size: 16px;
  line-height: 1.6;
  margin: 0;
  max-width: 900px;
  font-weight: 500;
}

.cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #2dd4bf;
  color: #ffffff;
  font-weight: 600;
  font-size: 15px;
  padding: 12px 28px;
  border-radius: 30px;
  text-decoration: none;
  transition: all 0.3s ease;
}

.cta-btn:hover {
  background: #14b8a6;
}

/* Premium Factors Section */
.premium-factors-section {
  padding: 0px 0 0px;
  background: #f8fafc;
}

/* Documents Required Section */
.documents-section {
  padding: 40px 0px 15px;
  background: #ffffff;
}

.docs-tabs-container {
  display: flex;
  flex-direction: column;
  margin-top: 40px;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
  background: #0c2a67;
}

.docs-tabs-header {
  display: flex;
  flex-direction: row;
  background: #0c2a67;
}

.doc-tab {
  flex: 1;
  padding: 20px 15px;
  border: none;
  background: transparent;
  color: #cad1db;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  text-align: left;
  border-right: 1px solid rgba(255, 255, 255, 0.05);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
}

.doc-tab span {
  font-size: 12px;
  color: #2dd4bf;
  margin-bottom: 5px;
}

.doc-tab.active {
  background: rgba(255, 255, 255, 0.05);
  color: #2dd4bf;
}

.doc-tab.active span {
  color: #2dd4bf;
}

.doc-tab:hover:not(.active) {
  background: rgba(255, 255, 255, 0.02);
  color: #ffffff;
}

.docs-tabs-content {
  background: rgb(10, 21, 58);
  padding: 30px 40px;
  color: #ffffff;
  min-height: 250px;
}

.doc-content {
  display: none;
  animation: fadeInDoc 0.4s ease;
}

.doc-content.active {
  display: block;
}

.doc-content h3 {
  font-size: 20px;
  margin-bottom: 20px;
  color: #ffffff;
}

.doc-content ul {
  list-style: none;
  padding: 0;
}

.doc-content li {
  position: relative;
  padding-left: 25px;
  margin-bottom: 12px;
  font-size: 15px;
  color: #cbd5e1;
}

.doc-content li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 8px;
  width: 6px;
  height: 6px;
  background: #2dd4bf;
  border-radius: 50%;
}


@keyframes fadeInDoc {
  from {
    opacity: 0;
    transform: translateY(10px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 1024px) {
  .docs-tabs-header {
    flex: 0 0 260px;
  }

  .docs-tabs-content {
    padding: 35px 40px;
  }
}

@media (max-width: 768px) {
  .docs-tabs-container {
    flex-direction: column;
  }

  .docs-tabs-header {
    flex: 0 0 auto;
    flex-direction: row;
    flex-wrap: nowrap;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    border-right: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    scrollbar-width: none;
  }

  .docs-tabs-header::-webkit-scrollbar {
    display: none;
  }

  .doc-tab {
    flex: 0 0 60%;
    padding: 15px 20px;
    font-size: 13px;
    border-right: 1px solid rgba(255, 255, 255, 0.05);
    border-bottom: none;
    padding-left: 20px !important;
    align-items: center;
    text-align: center;
  }

  .doc-tab:last-child {
    border-right: none;
  }

  .doc-tab.active::before {
    height: 4px;
    width: 100%;
    top: auto;
    bottom: 0;
  }

  .docs-tabs-content {
    padding: 22px 18px;
    min-height: auto;
  }

  .doc-content h3 {
    font-size: 18px;
    margin-bottom: 12px;
    margin-top: 5px;
  }

  .doc-content li {
    font-size: 13.5px;
    margin-bottom: 8px;
    line-height: 1.5;
  }
}


/* Claim Process Section */
.claim-process-section {
  padding: 60px 0;
  background: #ffffff;
}

.process-timeline {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px 40px;
  margin-top: 30px;
}

.process-timeline::before {
  display: none;
}

.timeline-item {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  padding: 25px;
  background: #f8fafc;
  border-radius: 16px;
  border: 1px solid var(--line);
  transition: all 0.3s ease;
  position: relative;
}

.timeline-item:hover {
  background: #ffffff;
  border-color: var(--primary);
  box-shadow: 0 15px 40px rgba(15, 23, 42, 0.06);
}

.timeline-marker {
  width: 40px;
  height: 40px;
  background: #ffffff;
  border: 2px solid var(--primary);
  color: var(--primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 14px;
  z-index: 1;
  transition: all 0.3s ease;
  flex-shrink: 0;
  box-shadow: 0 4px 10px rgba(16, 68, 165, 0.1);
}

.timeline-item:hover .timeline-marker {
  background: var(--primary);
  color: #ffffff;
  transform: scale(1.1);
}

.timeline-content {
  flex: 1;
}

.timeline-content h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin: 0 0 8px 0;
}

.timeline-content p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}

@media (max-width: 992px) {
  .process-timeline {
    grid-template-columns: 1fr;
    gap: 18px;
  }
}

@media (max-width: 768px) {
  .claim-process-section {
    padding: 25px 0;
  }

  .timeline-item {
    display: grid;
    grid-template-columns: 32px 1fr;
    gap: 10px 15px;
    padding: 15px 18px;
    border-radius: 12px;
  }

  .mission-vision-section {
    padding: 45px 0px 50px;
    background: #deecfb59;
    margin-bottom: 0px;
  }


  .timeline-marker {
    grid-column: 1;
    grid-row: 1;
    width: 32px;
    height: 32px;
    font-size: 12px;
    border-width: 1.5px;
  }

  .timeline-content {
    display: contents;
  }

  .timeline-content h3 {
    grid-column: 2;
    grid-row: 1;
    font-size: 15px;
    margin: 0;
    align-self: center;
  }

  .timeline-content p {
    grid-column: 1 / span 2;
    grid-row: 2;
    font-size: 13px;
    line-height: 1.5;
  }
}

/* Benefits Section */
.benefits-section {
  padding: 0px 0;
  background: #f8fafc;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px 40px;
  margin-top: 30px;
}

.benefit-item {
  display: flex;
  gap: 20px;
  padding: 20px;
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid var(--line);
  transition: all 0.3s ease;
  align-items: center;
}

.benefit-item:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow);
}

.benefit-icon {
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
}

/* Color Themes for Icons */
.icon-blue {
  background: rgba(16, 68, 165, 0.1);
  color: #1044A5;
}

.icon-green {
  background: rgba(34, 197, 94, 0.1);
  color: #22c55e;
}

.icon-orange {
  background: rgba(249, 115, 22, 0.1);
  color: #f97316;
}

.icon-teal {
  background: rgba(20, 184, 166, 0.1);
  color: #14b8a6;
}

.icon-purple {
  background: rgba(168, 85, 247, 0.1);
  color: #a855f7;
}

.icon-red {
  background: rgba(239, 68, 68, 0.1);
  color: #ef4444;
}

.benefit-text h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.benefit-text p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--muted);
  margin: 0;
}

@media (max-width: 992px) {
  .benefits-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }
}

@media (max-width: 768px) {
  .benefits-section {
    padding: 25px 0;
  }

  .benefit-item {
    display: grid;
    grid-template-columns: 44px 1fr;
    gap: 10px 15px;
    padding: 15px 18px;
    border-radius: 12px;
  }

  .benefit-icon {
    grid-column: 1;
    grid-row: 1;
    width: 36px;
    height: 36px;
    font-size: 18px;
    border-radius: 10px;
  }

  .benefit-text {
    display: contents;
  }

  .benefit-text h3 {
    grid-column: 2;
    grid-row: 1;
    font-size: 14px;
    margin: 0;
    align-self: center;
  }

  .benefit-text p {
    grid-column: 1 / span 2;
    grid-row: 2;
    font-size: 13px;
    line-height: 1.5;
    margin: 0;
  }
}

/* FAQ Section */
.faq-section {
  padding: 30px 0 55px;
  background: #ffffff;
}

.faq-accordion {
  margin-top: 30px;
  max-width: 100%;
}

.faq-accordion details {
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: 12px;
  margin-bottom: 15px;
  overflow: hidden;
  transition: all 0.3s ease;
}

.faq-accordion details:hover {
  border-color: var(--primary);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

.faq-accordion summary {
  list-style: none;
  padding: 13px 25px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 600;
  color: var(--navy);
  font-size: 15px;
  outline: none;
}

.faq-accordion summary::-webkit-details-marker {
  display: none;
}

.faq-accordion summary i {
  font-size: 14px;
  transition: transform 0.3s ease;
  color: var(--primary);
}

.faq-accordion details[open] summary {
  color: var(--primary);
}

.faq-accordion details[open] summary i {
  transform: rotate(45deg);
}

.faq-content {
  padding: 0 25px 25px;
  color: var(--muted);
  line-height: 1.7;
  font-size: 15px;
  animation: faqFade 0.4s ease;
}

.faq-para {
  margin-top: 0px;
  margin-bottom: 0px;
}

@keyframes faqFade {
  from {
    opacity: 0;
    transform: translateY(-5px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 768px) {
  .faq-accordion summary {
    padding: 18px 20px 10px 20px;
    font-size: 14px;
  }

  .faq-content {
    padding: 0 20px 20px;
  }

  .features-section {
    padding: 25px 0 35px;
    background: rgb(241 245 254);
    position: relative;
    overflow: hidden;
  }

  .feature-icon img {
    width: 33px;
    height: 33px;
    object-fit: contain;
  }

  .feature-content {
    flex-grow: 1;
    text-align: left;
    margin-top: -5px;
  }

  .features-container {
    flex-direction: column;
    text-align: center;
    gap: 0px;
  }

  .advantages-header {
    text-align: center;
    margin-bottom: 25px;
  }

  .advantage-icon-wrapper img {
    width: 35px;
    height: 35px;
    object-fit: contain;
    transition: all 0.4s ease;
  }

  .step-circle img {
    width: 36px;
    height: 36px;
    object-fit: contain;
    filter: drop-shadow(0 5px 10px rgba(0, 0, 0, 0.05));
  }

  .step-circle {
    width: 70px;
    height: 70px;
    background: #ffffff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    border: 1.5px solid rgba(16, 68, 165, 0.15);
    margin-bottom: 0px;
    transition: all 0.3s ease;
  }

  .advantage-icon-wrapper {
    width: 80px;
    height: 60px;
    background: var(--soft);
    border-radius: 24px;
    margin: 0 auto 0px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.4s ease;
    position: relative;
  }

  .all-products-section {
    padding: 24px 0 48px;
    background: #ffffff;
  }

  .type-info-block h3 {
    font-size: 15px;
    color: var(--navy);
    margin-bottom: 0px;
    font-weight: 700;
  }

  .type-info-block p {
    color: var(--muted);
    line-height: 1.6;
    font-size: 15px;
    margin-top: 10px;
  }

  .car-insurance-types {
    background: white;
    padding: 22px 0 5px;
  }

  .service-section.key-features-section .section-title {
    text-align: center;
  }

  .feature-icon {
    width: 40px;
    height: 40px;
    background: rgba(16, 68, 165, 0.08);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--primary);
    font-size: 20px;
  }

  .fa-solid,
  .fas {
    font-weight: 900;
    font-size: 13px;
  }

  .feature-card {
    background: white;
    padding: 15px 17px;
    border-radius: 16px;
    border: 1px solid var(--line);
    transition: all 0.3s ease;
    height: 100%;
    display: flex;
    align-items: flex-start;
    gap: 20px;
  }

  .feature-grid {
    display: grid;
    /* grid-template-columns: repeat(3, 1fr); */
    gap: 18px;
    margin-top: 22px;
  }

  .service-section.comparison-section .section-title {
    text-align: center;
  }

  .service-section.comparison-section .section-subtitle {
    text-align: center;
  }

  .comparison-section {
    background: #f8fafc;
    padding: 25px 0 0px;
  }

  .coverage-section {
    padding: 23px 0 0px;
    background: #ffffff;
  }

  .service-section.coverage-section .section-title {
    text-align: center;
  }

  .service-section.coverage-section .section-subtitle {
    text-align: center;
  }

  .coverage-grid {
    display: grid;
    /* grid-template-columns: repeat(2, 1fr); */
    gap: 30px;
    margin-top: 20px;
  }

  .coverage-card-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 15px;
  }

  .coverage-pill {
    display: inline-block;
    padding: 6px 16px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 700;
    margin-bottom: 5px;
    width: fit-content;
  }

  .coverage-list {
    list-style: none;
    padding: 0;
    margin: 0 0 10px 0;
    flex-grow: 1;
  }

  .addons-section {
    padding: 25px 0;
    background: #f8fafc;
  }

  .service-section.addons-section .section-title {
    text-align: center;
  }

  .service-section.addons-section .section-subtitle {
    text-align: center;
  }

  .addons-accordion {
    margin-top: 23px;
    display: flex;
    flex-direction: column;
    gap: 0;
    border: 1px solid #cad1db;
    border-radius: 4px;
    background: #ffffff;
  }

  .idv-section {
    padding: 4px 0;
    background: #ffffff;
  }

  .service-section.idv-section .section-title {
    text-align: center;
  }

  .service-section.idv-section .section-subtitle {
    text-align: center;
  }

  .idv-list-wrapper {
    margin-top: 20px;
    display: flex;
    flex-direction: column;
    gap: 15px;
  }

  .cta-banner-section {
    padding: 37px 0px 27px;
    background: #ffffff;
  }

  .cta-banner {
    background: rgb(12 42 103);
    border-radius: 12px;
    padding: 34px 10px;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 17px;
  }

  .cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #2dd4bf;
    color: #ffffff;
    font-weight: 600;
    font-size: 15px;
    padding: 11px 19px;
    border-radius: 30px;
    text-decoration: none;
    transition: all 0.3s ease;
  }

  .addon-header h3 {
    font-size: 13px;
    font-weight: 700;
    color: var(--navy);
    margin: 0;
  }

  .idv-item h3 {
    font-size: 14px;
    font-weight: 600;
    color: var(--navy);
    margin: 0 0 8px 0;
  }

  .service-section.premium-factors-section .section-title {
    text-align: center;
  }

  .service-section.premium-factors-section .section-subtitle {
    text-align: center;
  }

  .documents-section {
    padding: 25px 0px 15px;
    background: #ffffff;
  }

  .service-section.documents-section .section-title {
    text-align: center;
  }

  .service-section.documents-section .section-subtitle {
    text-align: center;
  }

  .docs-tabs-container {
    display: flex;
    margin-top: 25px;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.1);
    background: #0c2a67;
  }

  .service-section.claim-process-section .section-title {
    text-align: center;
  }

  .service-section.claim-process-section .section-subtitle {
    text-align: center;
  }

  .process-timeline {
    display: grid;
    /* grid-template-columns: repeat(2, 1fr); */
    gap: 30px 40px;
    margin-top: 25px;
  }

  .service-section.benefits-section .section-title {
    text-align: center;
  }

  .service-section.benefits-section .section-subtitle {
    text-align: center;
  }

  .benefits-grid {
    display: grid;
    /* grid-template-columns: repeat(2, 1fr); */
    gap: 15px 40px;
    margin-top: 25px;
  }

  .service-section.faq-section .section-title {
    text-align: center;
  }

  .service-section.faq-section .section-subtitle {
    text-align: center;
  }

  .faq-section {
    padding: 5px 0 35px;
    background: #ffffff;
  }

  .faq-accordion {
    margin-top: 25px;
    max-width: 100%;
  }

  .form-section h2 {
    font-size: 16px;
    font-weight: 700;
    color: #2d3748;
    margin-bottom: 30px;
    display: flex;
    align-items: center;
    gap: 10px;
  }

}

@media (max-width: 560px) {
  .advantages-grid {
    gap: 15px !important;
    display: flex !important;
    flex-wrap: wrap !important;
    justify-content: center !important;
  }

  .advantage-card {
    border-radius: 10px;
    flex: 0 0 calc(50% - 10px) !important;
    min-width: 0 !important;
    max-width: none !important;
    height: auto !important;
    min-height: 150px !important;
    padding: 7px 10px !important;
  }

  .advantages-section {
    padding: 23px 0px 50px;
    background: #ffffff;
  }

  .how-it-works {
    padding: 25px 0 45px;
    background: #f1f5fe;
    position: relative;
    overflow: hidden;
  }

  .how-header {
    text-align: center;
    margin-bottom: 10px;
  }

  .testimonials {
    padding: 25px 0;
    background: #ffffff;
  }

  .testimonial-slider {
    position: relative;
    margin-top: 0px;
  }

  .section-header {
    text-align: center;
    margin-bottom: 15px;
  }

  /* Testimonials Mobile Refinement */
  .testimonial-track {
    padding: 20px 15px 40px !important;
    gap: 15px !important;
  }

  .testimonial-card {
    min-width: 0 !important;
    flex: 0 0 100% !important;
    padding: 20px !important;
    border-radius: 20px !important;
  }

  .rating-container {
    margin-bottom: 10px !important;
  }

  .google-icon {
    width: 18px !important;
    height: 18px !important;
  }

  .star-rating {
    font-size: 15px !important;
    gap: 2px !important;
  }

  .testimonial-text {
    font-size: 14px !important;
    margin-bottom: 3px !important;
    margin-top: 5px;
  }

  .author-avatar {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    overflow: hidden;
    border: 2px solid #ffffff;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
  }

  .feature-card {
    padding: 12px 15px !important;
    gap: 12px !important;
  }

  .feature-content h3 {
    font-size: 14px !important;
  }

  .coverage-card {
    padding: 20px 16px !important;
  }

  .coverage-card h3 {
    font-size: 16px !important;
  }

  .coverage-intro {
    font-size: 13px !important;
    margin-bottom: 15px !important;
  }

  .coverage-list li {
    font-size: 13px !important;
    margin-bottom: 8px !important;
    gap: 10px !important;
  }

  .coverage-footer {
    font-size: 12px !important;
    padding-top: 15px !important;
  }

  .section-subtitle {
    font-size: 13px !important;
  }

  .type-info-block p {
    font-size: 14px !important;
  }
}

.claim-process-section {
  padding: 25px 0px;
  background: rgb(255, 255, 255);
}

/* Claims Page Styles */
:root {
  --claim-blue: #0061f2;
  --claim-light-blue: #f2f6fc;
  --claim-grey: #69707a;
  --claim-border: #dee2e6;
}

.claims-active {
  border-bottom: 3px solid var(--claim-blue);
  color: var(--claim-blue) !important;
}

.claim-hero {
  background: white;
  padding: 60px 0 100px 0;
  overflow: hidden;
}

.claim-hero-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 50px;
}

.claim-hero-text h1 {
  font-size: 48px;
  font-weight: 800;
  color: #1a202c;
  margin-bottom: 20px;
}

.claim-hero-text p {
  font-size: 18px;
  color: var(--claim-grey);
  max-width: 500px;
  line-height: 1.6;
}

.claim-hero-img {
  flex-shrink: 0;
  width: 400px;
}

.claim-hero-img img {
  width: 100%;
  height: auto;
}

.claim-progress-wrapper {
  max-width: 1200px;
  margin: -50px auto 40px;
  background: white;
  padding: 30px;
  border-radius: 15px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
  position: relative;
  z-index: 5;
}

.claim-steps {
  display: flex;
  justify-content: space-between;
  position: relative;
}

.claim-steps::before {
  content: '';
  position: absolute;
  top: 20px;
  left: 50px;
  right: 50px;
  height: 2px;
  background: #e2e8f0;
  z-index: 1;
}

.step-item {
  position: relative;
  z-index: 2;
  text-align: left;
  display: flex;
  align-items: center;
  gap: 15px;
  background: white;
  padding-right: 10px;
}

.step-number {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: #e2e8f0;
  color: #718096;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  flex-shrink: 0;
}

.step-item.active .step-number {
  background: var(--claim-blue);
  color: white;
  box-shadow: 0 0 0 5px rgba(0, 97, 242, 0.1);
}

.step-info h4 {
  font-size: 14px;
  margin-bottom: 2px;
  color: #2d3748;
}

.step-item.active .step-info h4 {
  color: var(--claim-blue);
  font-weight: 700;
}

.step-info p {
  font-size: 14px;
  color: #c8c9ca;
}

.claim-main-grid {
  display: grid;
  grid-template-columns: 1fr 350px;
  gap: 30px;
  margin-bottom: 75px;
  margin-top: 65px;
  min-width: 0;
}

.form-container {
  background: white;
  padding: 25px 40px 50px 40px;
  border-radius: 15px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
  border: 1px solid #0061f22b;
  min-width: 0;
  width: 100%;
}

.form-section {
  margin-bottom: 10px;
}

.form-section h2 {
  font-size: 20px;
  font-weight: 700;
  color: #2d3748;
  margin-bottom: 25px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.input-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.input-grid.three {
  grid-template-columns: repeat(3, 1fr);
}

.input-field {
  margin-bottom: 20px;
}

.input-field label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: #4a5568;
  margin-bottom: 8px;
}

.input-field label span {
  color: #e53e3e;
}

.input-field input,
.input-field select,
.input-field textarea {
  width: 100%;
  padding: 12px 15px;
  border: 1px solid var(--claim-border);
  border-radius: 8px;
  font-family: inherit;
  font-size: 14px;
  color: #2d3748;
  background-color: #fcfcfc;
  transition: all 0.2s;
}

.input-field input:focus {
  outline: none;
  border-color: var(--claim-blue);
  background-color: #fff;
  box-shadow: 0 0 0 3px rgba(0, 97, 242, 0.05);
}

.input-field textarea {
  resize: vertical;
  min-height: 120px;
}

.char-count {
  text-align: right;
  font-size: 11px;
  color: #a0aec0;
  margin-top: 5px;
}

.btn-submit-claim {
  background: var(--claim-blue);
  color: white;
  border: none;
  padding: 15px 40px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 15px;
  cursor: pointer;
  transition: all 0.3s;
}

.btn-submit-claim:hover {
  background: #0052cc;
  transform: translateY(-2px);
  box-shadow: 0 5px 15px rgba(0, 97, 242, 0.2);
}

.security-bar {
  margin-top: 30px;
  background: #f8faff;
  border: 1px solid #e2e8f0;
  padding: 15px 25px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.security-info {
  display: flex;
  align-items: center;
  gap: 15px;
}

.security-info i {
  color: var(--claim-blue);
  font-size: 20px;
}

.security-info p {
  font-size: 12px;
  color: #4a5568;
}

.security-info p strong {
  display: block;
  color: #2d3748;
}

.security-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: 700;
  color: #a0aec0;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.sidebar-widget {
  background: white;
  padding: 10px 30px 25px 30px;
  border-radius: 15px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
  margin-bottom: 30px;
  border: 1px solid #0061f22b;
}

.widget-title {
  font-size: 18px;
  font-weight: 700;
  color: #1a202c;
  margin-bottom: 10px;
}

.widget-subtitle-new {
  font-size: 13px;
  color: var(--claim-grey);
  margin-bottom: 20px;
  text-align: left;
}

.help-list {
  list-style: none;
}

.help-item {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 0px;
}

.help-icon {
  width: 40px;
  height: 40px;
  background: #eef4ff;
  color: var(--claim-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  font-size: 16px;
}

.help-info h5 {
  font-size: 14px;
  font-weight: 700;
  color: #2d3748;
  margin-bottom: 2px;
}

.help-info p {
  font-size: 12px;
  color: var(--claim-grey);
}

.checklist-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 15px;
  font-size: 13px;
  color: #4a5568;
}

.checklist-item i {
  color: #48bb78;
  margin-top: 3px;
}

.view-docs-link {
  display: inline-block;
  margin-top: 10px;
  color: var(--claim-blue);
  text-decoration: none;
  font-weight: 700;
  font-size: 13px;
}

.track-widget-btn {
  display: block;
  width: 100%;
  text-align: center;
  padding: 12px;
  border: 1px solid var(--claim-blue);
  color: var(--claim-blue);
  border-radius: 8px;
  text-decoration: none;
  font-weight: 700;
  font-size: 14px;
  transition: all 0.3s;
  margin-top: 15px;
}

.track-widget-btn:hover {
  background: var(--claim-blue);
  color: white;
}

.how-it-works {
  padding: 33px 0 60px;
  text-align: center;
  background: #0e3b8f;
  margin-bottom: 0;
}

.how-it-works h2 {
  font-size: 33px;
  font-weight: 800;
  margin-bottom: 45px;
  color: rgb(255, 255, 255);
}

.works-grid {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  max-width: 1000px;
  margin: 0 auto;
  position: relative;
}

.works-grid::before {
  content: "";
  position: absolute;
  top: 42px;
  left: 87px;
  right: 93px;
  height: 0px;
  background: rgb(226, 232, 240);
  border-top: 2px dashed rgb(203, 213, 224);
  z-index: 1;
}

.works-item {
  position: relative;
  z-index: 2;
  flex: 1;
  padding: 0 15px;
}

.works-icon {
  width: 80px;
  height: 80px;
  background: white;
  border: 1px solid #e2e8f0;
  color: var(--claim-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  margin: 0 auto 20px;
  font-size: 32px;
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
}

.works-icon img {
  width: 40px;
  height: 40px;
  object-fit: contain;
}

.works-item.active .works-icon {
  background: #eef4ff;
  border-color: var(--claim-blue);
}

.works-item h4 {
  font-size: 15px;
  font-weight: 700;
  margin-bottom: 8px;
  color: #ffffff;
}

.works-item p {
  font-size: 14px;
  color: #b2b9c1;
  line-height: 1.6;
}

@media (max-width: 1100px) {
  .claim-steps {
    overflow-x: auto;
    padding-bottom: 20px;
    gap: 30px;
  }

  .claim-steps::before {
    display: none;
  }

  .step-item {
    flex-shrink: 0;
  }
}

@media (max-width: 992px) {
  .claim-main-grid {
    grid-template-columns: 1fr;
  }

  .claim-hero-content {
    flex-direction: column;
    text-align: center;
  }

  .claim-hero-text p {
    margin: 0 auto;
  }

  .claim-hero-img {
    width: 300px;
  }

  .works-grid {
    display: flex;
    justify-content: flex-start;
    overflow-x: auto;
    gap: 20px;
    padding: 10px 0 25px 0;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
    margin: 0;
  }

  /* Style scrollbar for better visibility on mobile */
  .works-grid::-webkit-scrollbar {
    height: 4px;
    display: block;
  }

  .works-grid::-webkit-scrollbar-track {
    background: #e2e8f0;
    border-radius: 10px;
  }

  .works-grid::-webkit-scrollbar-thumb {
    background: var(--claim-blue);
    border-radius: 10px;
  }

  .works-grid::before {
    display: none;
  }

  .works-item {
    min-width: 200px;
    flex-shrink: 0;
    scroll-snap-align: start;
    padding: 0;
    text-align: center;
  }

  .works-icon {
    width: 60px;
    height: 60px;
    font-size: 24px;
    margin-bottom: 15px;
  }

  .works-icon img {
    width: 30px;
    height: 30px;
  }

  .form-container {
    padding: 30px 15px;
    width: 100%;
    margin: 0;
  }

  .input-grid,
  .input-grid.three {
    grid-template-columns: 1fr !important;
    gap: 15px;
  }

  .input-field input,
  .input-field select,
  .input-field textarea {
    max-width: 100%;
  }

  .security-bar {
    flex-direction: column;
    gap: 15px;
    text-align: center;
    padding: 20px 15px;
  }

  .security-info {
    flex-direction: column;
    gap: 10px;
  }

  .security-badge {
    justify-content: center;
  }

  .how-it-works {
    padding: 40px 0;
  }

  .how-it-works h2 {
    font-size: 20px;
    margin-bottom: 20px;
  }

  .works-item h4 {
    font-size: 14px;
  }

  .works-item p {
    font-size: 11px;
  }
}

@media (max-width: 600px) {

  .input-grid,
  .input-grid.three {
    grid-template-columns: 1fr;
  }

  .form-container {
    padding: 15px 15px 25px 15px;
  }

  .step-info {
    /*    display: none; */
  }

  .step-item {
    padding-right: 0;
  }

  .claim-hero-text h1 {
    font-size: 36px;
  }
}

.sidebar-image {
  margin-bottom: 30px;
}

.sidebar-image img {
  width: 100%;
  border-radius: 15px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
}

.widget-subtitle {
  font-size: 13px;
  color: var(--claim-grey);
  margin-bottom: 5px;
}

@media(max-width: 768px) {
  .form-section h2 {
    font-size: 15px;
    font-weight: 700;
    color: #2d3748;
    margin-bottom: 30px;
    display: flex;
    align-items: center;
    gap: 10px;
  }

  .claim-main-grid {
    display: grid;
    /* grid-template-columns: 1fr 350px; */
    gap: 30px;
    margin-bottom: 20px;
    margin-top: 50px;
    min-width: 0;
  }
}

/* Renewals Page Styles */
:root {
  --renewal-blue: #1044A5;
  --renewal-green: #10B981;
  --renewal-bg: #f8fafc;
}

.renewal-main-section {
  padding: 80px 0;
  background: white;
}

.renewal-hero-grid {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 60px;
  align-items: center;
}

.badge-new {
  display: inline-block;
  padding: 6px 16px;
  background: #ecfdf5;
  color: var(--renewal-green);
  border: 1px solid rgba(16, 185, 129, 0.3);
  border-radius: 50px;
  font-size: 14px;
  font-weight: 700;
  margin-bottom: 20px;
}

.renewal-hero-text h2 {
  font-size: 42px;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 25px;
  color: #1e293b;
}

.renewal-hero-text h2 span {
  color: var(--renewal-blue) !important;
}

.renewal-hero-text p {
  font-size: 17px;
  color: #64748b;
  max-width: 550px;
  line-height: 1.6;
  margin-bottom: 40px;
}

.renewal-trust-badges {
  display: flex;
  gap: 30px;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: #475569;
  font-weight: 600;
}

.trust-badge i {
  color: var(--renewal-green);
}

.quick-renewal-card {
  background: #f2f6fe;
  ;
  padding: 9px 32px 45px 32px;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  color: #1e293b;
}

.quick-renewal-card h3 {
  font-size: 24px;
  font-weight: 800;
  margin-bottom: 10px;
  text-align: center;
}

.quick-renewal-card p {
  font-size: 14px;
  color: #64748b;
  margin-bottom: 30px;
  text-align: center;
}

.quick-renewal-card .form-group {
  margin-bottom: 20px;
}

.quick-renewal-card label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 8px;
  color: #475569;
}

.quick-renewal-card input,
.quick-renewal-card select {
  width: 100%;
  padding: 15px 15px;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  font-family: inherit;
  transition: all 0.3s;
}

.quick-renewal-card input:focus,
.quick-renewal-card select:focus {
  outline: none;
  border-color: var(--renewal-blue);
  box-shadow: 0 0 0 4px rgba(16, 68, 165, 0.1);
}

.btn-renew-submit {
  width: 100%;
  padding: 15px;
  background: var(--renewal-blue);
  color: white;
  border: none;
  border-radius: 10px;
  font-weight: 700;
  font-size: 16px;
  cursor: pointer;
  transition: all 0.3s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  margin-top: 10px;
}

.btn-renew-submit:hover {
  background: #0a368a;
  transform: translateY(-2px);
  box-shadow: 0 10px 20px rgba(16, 68, 165, 0.2);
}

.form-footer-note {
  margin-top: 20px;
  text-align: center;
  font-size: 12px !important;
}

.form-footer-note a {
  color: var(--renewal-blue);
  font-weight: 700;
}

.renewal-benefits {
  padding: 40px 0 85px;
  background: white;
}

.section-header-centered {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 55px;
}

.section-header-centered-new {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 92px;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.benefit-card {
  padding: 40px 30px;
  background: #f8fafc;
  border-radius: 20px;
  transition: all 0.3s;
  border: 1px solid transparent;
}

.benefit-card:hover {
  background: white;
  transform: translateY(-10px);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.05);
  border-color: #e2e8f0;
}

.benefit-icon {
  width: 60px;
  height: 60px;
  border-radius: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 25px;
}

.benefit-icon.blue {
  background: #eef2ff;
  color: var(--renewal-blue);
}

.benefit-icon.green {
  background: #ecfdf5;
  color: var(--renewal-green);
}

.benefit-card h4 {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 15px;
}

.benefit-card p {
  font-size: 14px;
  color: #64748b;
  line-height: 1.6;
}

.renewal-process {
  padding: 100px 0;
  background: #f1f5f9;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
  position: relative;
}

.process-item {
  text-align: center;
  position: relative;
  z-index: 2;
}

.process-number {
  font-size: 80px;
  font-weight: 900;
  color: white;
  position: absolute;
  top: -30px;
  left: 50%;
  transform: translateX(-50%);
  opacity: 0.5;
  z-index: -1;
  -webkit-text-stroke: 1px #cbd5e1;
}

.process-icon {
  width: 80px;
  height: 80px;
  background: white;
  color: var(--renewal-blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 30px;
  margin: 0 auto 30px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
}

.process-item h4 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 15px;
}

.process-item p {
  font-size: 15px;
  color: #64748b;
  max-width: 250px;
  margin: 0 auto;
}

.renewal-cta {
  padding: 100px 0;
  background: white;
}

.cta-content-new {
  background: var(--renewal-blue);
  border-radius: 30px;
  padding: 60px 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  color: white;
  overflow: hidden;
  position: relative;
}

.cta-text-new h2 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 20px;
}

.cta-text-new h2 span {
  color: white !important;
}

.cta-text-new p {
  font-size: 18px;
  color: #cbd5e1;
  max-width: 500px;
  margin-bottom: 40px;
}

.cta-btns {
  display: flex;
  gap: 20px;
}

.btn-primary-new {
  padding: 15px 35px;
  background: #10B981;
  /* I'll change this to blue in a moment if needed, but wait, the user said headings and buttons only blue */
  background: white;
  color: var(--renewal-blue);
  border-radius: 10px;
  font-weight: 700;
  transition: all 0.3s;
}

.btn-outline-new {
  padding: 15px 35px;
  border: 2px solid white;
  color: white;
  border-radius: 10px;
  font-weight: 700;
  transition: all 0.3s;
}

.btn-primary-new:hover {
  background: #f1f5f9;
  transform: translateY(-2px);
}

.btn-outline-new:hover {
  background: white;
  color: var(--renewal-blue);
}

.cta-image-new {
  width: 350px;
}

.cta-image-new img {
  width: 100%;
  border-radius: 20px;
}

@media (max-width: 1100px) {
  .renewal-hero-grid {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .renewal-hero-text p {
    margin: 0 auto 40px;
  }

  .renewal-trust-badges {
    justify-content: center;
  }

  .renewal-hero-form {
    max-width: 450px;
    margin: 0 auto;
  }

  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .cta-content-new {
    flex-direction: column;
    text-align: center;
    padding: 60px 40px;
  }

  .cta-image-new {
    margin-top: 40px;
    width: 300px;
  }
}

@media (max-width: 768px) {
  .renewal-hero-text h1 {
    font-size: 36px;
  }

  .process-grid {
    display: flex;
    overflow-x: auto;
    padding: 40px 10px;
    gap: 30px;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
  }

  .process-grid::-webkit-scrollbar {
    display: none;
  }

  .process-item {
    min-width: 280px;
    scroll-snap-align: center;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }
}

/* New Benefits Card Design (Dribbble Inspired) */
.benefits-grid-new {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  max-width: 1200px;
  margin: 0 auto;
}

.benefit-card-new {
  position: relative;
  padding: 30px 25px;
  border-radius: 25px;
  overflow: hidden;
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  display: flex;
  flex-direction: column;
  min-height: 280px;
}


.card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 15px;
}

.savings-badge {
  padding: 6px 14px;
  border-radius: 8px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.card-icon {
  width: 45px;
  height: 45px;
  background: rgba(255, 255, 255, 0.5);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
}

.benefit-card-new h3 {
  font-size: 16px;
  font-weight: 700;
  line-height: 1.2;
  color: #1e293b;
  margin-bottom: 5px;
  position: relative;
  z-index: 2;
}

.benefit-card-new p {
  font-size: 15px;
  color: #475569;
  line-height: 1.6;
  margin-bottom: 5px;
  max-width: 300px;
  position: relative;
  z-index: 2;
}

.btn-card-learn {
  display: inline-block;
  padding: 10px 24px;
  background: white;
  color: #1e293b;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  font-size: 13px;
  font-weight: 600;
  margin-top: auto;
  transition: all 0.3s;
  width: fit-content;
  position: relative;
  z-index: 2;
}

.btn-card-learn:hover {
  background: #1e293b;
  color: white;
  border-color: #1e293b;
}

/* Background Colors */
.bg-light-blue {
  background-color: #eefbff;
}

.bg-light-blue .savings-badge {
  background: #06b6d4;
  color: white;
}

.bg-light-blue .card-icon {
  color: #06b6d4;
}

.bg-light-orange {
  background-color: #fff7ed;
}

.bg-light-orange .savings-badge {
  background: #f97316;
  color: white;
}

.bg-light-orange .card-icon {
  color: #f97316;
}

.bg-light-purple {
  background-color: #f5f3ff;
}

.bg-light-purple .savings-badge {
  background: #8b5cf6;
  color: white;
}

.bg-light-purple .card-icon {
  color: #8b5cf6;
}

.bg-light-green {
  background-color: #f0fdf4;
}

.bg-light-green .savings-badge {
  background: #10b981;
  color: white;
}

.bg-light-green .card-icon {
  color: #10b981;
}

/* Waves - Professional SVG Vectors */
.card-wave {
  position: absolute;
  bottom: -20px;
  right: -20px;
  width: 180px;
  height: 120px;
  opacity: 0.2;
  pointer-events: none;
  background-repeat: no-repeat;
  background-position: bottom right;
  background-size: contain;
  z-index: 1;
}

.blue-wave {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 320'%3%3Cpath fill='%2306b6d4' fill-opacity='1' d='M0,192L48,197.3C96,203,192,213,288,229.3C384,245,480,267,576,250.7C672,235,768,181,864,181.3C960,181,1056,235,1152,234.7C1248,235,1344,181,1392,154.7L1440,128L1440,320L1392,320C1344,320,1248,320,1152,320C1056,320,960,320,864,320C768,320,672,320,576,320C480,320,384,320,288,320C192,320,96,320,48,320L0,320Z'%3E%3C/path%3E%3C/svg%3E");
}

.orange-wave {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 320'%3%3Cpath fill='%23f97316' fill-opacity='1' d='M0,192L48,197.3C96,203,192,213,288,229.3C384,245,480,267,576,250.7C672,235,768,181,864,181.3C960,181,1056,235,1152,234.7C1248,235,1344,181,1392,154.7L1440,128L1440,320L1392,320C1344,320,1248,320,1152,320C1056,320,960,320,864,320C768,320,672,320,576,320C480,320,384,320,288,320C192,320,96,320,48,320L0,320Z'%3E%3C/path%3E%3C/svg%3E");
}

.purple-wave {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 320'%3%3Cpath fill='%238b5cf6' fill-opacity='1' d='M0,192L48,197.3C96,203,192,213,288,229.3C384,245,480,267,576,250.7C672,235,768,181,864,181.3C960,181,1056,235,1152,234.7C1248,235,1344,181,1392,154.7L1440,128L1440,320L1392,320C1344,320,1248,320,1152,320C1056,320,960,320,864,320C768,320,672,320,576,320C480,320,384,320,288,320C192,320,96,320,48,320L0,320Z'%3E%3C/path%3E%3C/svg%3E");
}

.green-wave {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 320'%3%3Cpath fill='%2310b981' fill-opacity='1' d='M0,192L48,197.3C96,203,192,213,288,229.3C384,245,480,267,576,250.7C672,235,768,181,864,181.3C960,181,1056,235,1152,234.7C1248,235,1344,181,1392,154.7L1440,128L1440,320L1392,320C1344,320,1248,320,1152,320C1056,320,960,320,864,320C768,320,672,320,576,320C480,320,384,320,288,320C192,320,96,320,48,320L0,320Z'%3E%3C/path%3E%3C/svg%3E");
}

@media (max-width: 768px) {
  .benefits-grid-new {
    grid-template-columns: 1fr;
    padding: 0 0px;
  }

  .benefit-card-new {
    min-height: auto;
  }

  .contact-form-card p {
    font-size: 15px;
    color: var(--muted);
    line-height: 1.6;
    margin-bottom: 20px;
    text-align: center;
    /* margin-top: -1px; */
  }
}

/* Redesigned 3-Step Process (Dribbble Inspired) */
.renewal-process {
  padding: 45px 0;
  background: #5f93f412;
}

.process-grid-new {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 50px;
  max-width: 1100px;
  margin: 50px auto 0;
}

.step-card-new {
  text-align: center;
  transition: all 0.3s;
  display: flex;
  flex-direction: column;
  align-items: center;
}

/* Staggered Alignment (Dribbble Style) */
.step-card-new:nth-child(2) {
  margin-top: -40px;
}

@media (min-width: 992px) {
  .process-grid-new {
    align-items: flex-start;
  }
}

.step-icon-wrapper {
  position: relative;
  width: 85px;
  height: 85px;
  margin: 0 auto 30px;
}

.step-icon-box {
  width: 100%;
  height: 100%;
  background: var(--renewal-blue);
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  color: white;
  box-shadow: 0 10px 20px rgba(16, 68, 165, 0.2);
}

.step-number-circle {
  position: absolute;
  bottom: -10px;
  left: 50%;
  transform: translateX(-50%);
  width: 32px;
  height: 32px;
  background: white;
  border: 3px solid #f8fafc;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
  color: var(--renewal-blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 13px;
  z-index: 2;
}

.step-card-new h3 {
  font-size: 17px;
  font-weight: 600;
  margin-bottom: 15px;
  color: rgb(30, 41, 59);
  margin-top: 10px;
}

.step-card-new p {
  font-size: 15px;
  color: #64748b;
  line-height: 1.6;
  max-width: 280px;
  margin: 0 auto;
}

@media (max-width: 991px) {
  .process-grid-new {
    display: flex;
    overflow-x: auto;
    gap: 30px;
    padding: 20px 0 40px;
    scroll-snap-type: x mandatory;
    scrollbar-width: thin;
    scrollbar-color: var(--renewal-blue) #e2e8f0;
  }

  .process-grid-new::-webkit-scrollbar {
    height: 6px;
  }

  .process-grid-new::-webkit-scrollbar-track {
    background: #f1f5f9;
    border-radius: 10px;
  }

  .process-grid-new::-webkit-scrollbar-thumb {
    background: var(--renewal-blue);
    border-radius: 10px;
  }

  .step-card-new {
    min-width: 280px;
    scroll-snap-align: center;
  }
}

/* Renewal Section - Image Grid & Form Layout */
.renewal-grid-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.image-collage {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.img-large img {
  width: 100%;
  height: 260px;
  object-fit: cover;
  border-radius: 25px;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
}

.img-small-row {
  display: flex;
  gap: 15px;
}

/* .img-small {
  flex: 1;
} */

.img-small img {
  width: 100%;
  height: 245px;
  object-fit: cover;
  border-radius: 25px;
  box-shadow: 0 15px 30px rgba(0, 0, 0, 0.08);
}

@media (max-width: 991px) {
  .renewal-grid-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .image-collage {
    order: 2;
  }

  .renewal-form-col {
    order: 1;
  }
}

/* Staggered Grid Redesign */
.staggered-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  position: relative;
}

.grid-item img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 20px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
  display: block;
}

.item-1 {
  grid-row: span 2;
  height: 400px;
}

.item-2 {
  height: 190px;
}

.item-3 {
  height: 190px;
}

/* Specific adjustments to make it look "designed" */
.item-1 img {
  border-radius: 30px 10px 10px 30px;
}

.item-2 img {
  border-radius: 10px 30px 10px 10px;
}

.item-3 img {
  border-radius: 10px 10px 30px 10px;
}

@media (max-width: 991px) {
  .staggered-grid {
    grid-template-columns: 1fr 1fr;
    height: auto;
  }

  .item-1 {
    height: 300px;
  }

  .item-2,
  .item-3 {
    height: 140px;
  }
}

/* Dribbble Inspired Renewal Section */
.renewal-stats-row {
  display: flex;
  justify-content: space-between;
  margin-top: 40px;
  padding: 0 10px;
}

.stat-item h4 {
  font-size: 28px;
  font-weight: 800;
  color: var(--renewal-blue);
  margin-bottom: 5px;
}

.stat-item p {
  font-size: 13px;
  color: #64748b;
  font-weight: 600;
}

.dribbble-grid-wrapper {
  position: relative;
  padding: 40px;
}

.bg-blob-vector {
  position: absolute;
  width: 450px;
  height: 450px;
  background: #e0f2fe;
  border-radius: 50%;
  top: 50%;
  left: 55%;
  transform: translate(-50%, -50%);
  z-index: 0;
  filter: blur(60px);
  opacity: 0.7;
}

.dribbble-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 25px;
  position: relative;
  z-index: 1;
}

.grid-col-left {
  display: flex;
  flex-direction: column;
  gap: 25px;
}

.grid-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 40px;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
}

.img-top {
  height: 230px;
}

.img-bottom {
  height: 230px;
}

.img-tall {
  height: 415px;
  margin-top: 45px;
  /* Staggered effect */
}

.intro-image-marine {
  margin-top: 35px;
}

@media (max-width: 991px) {
  .renewal-grid-layout {
    grid-template-columns: 1fr;
  }

  .renewal-stats-row {
    margin-bottom: 40px;
  }

  .dribbble-grid-wrapper {
    padding: 0;
  }

  .bg-blob-vector {
    width: 300px;
    height: 300px;
  }

  .img-tall {
    margin-top: 0;
  }
}

/* Compact CTA Section - Floating Image Design */
.renewal-cta {
  padding: 100px 0 60px;
  overflow: visible;
}

.cta-box-compact {
  background: var(--renewal-blue);
  border-radius: 40px;
  padding: 60px 80px;
  display: flex;
  align-items: center;
  position: relative;
  color: white;
  min-height: 280px;
}

.cta-text-content {
  flex: 1;
  max-width: 550px;
  z-index: 1;
}

.cta-text-content h2 {
  color: white;
  font-size: 38px;
  font-weight: 800;
  margin-bottom: 15px;
}

.cta-text-content h2 span {
  color: #fbbf24;
  /* Amber accent */
}

.cta-text-content p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 16px;
  margin-bottom: 35px;
  line-height: 1.6;
}

.cta-btns-new {
  display: flex;
  gap: 20px;
}

.btn-white-renew {
  background: white;
  color: var(--renewal-blue);
  padding: 14px 35px;
  border-radius: 12px;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.3s;
}

.btn-white-renew:hover {
  background: #f8fafc;
  transform: translateY(-3px);
}

.btn-outline-white {
  background: transparent;
  color: white;
  border: 2px solid rgba(255, 255, 255, 0.3);
  padding: 12px 30px;
  border-radius: 12px;
  font-weight: 700;
  text-decoration: none;
  transition: all 0.3s;
  display: flex;
  align-items: center;
  gap: 10px;
}

.btn-outline-white:hover {
  border-color: white;
  background: rgba(255, 255, 255, 0.1);
}

.cta-image-floating {
  position: absolute;
  right: 60px;
  bottom: 0;
  width: 400px;
  z-index: 2;
  pointer-events: none;
}

.cta-image-floating img {
  width: 100%;
  height: auto;
  display: block;
  /* Floating effect: overlaps top of the blue box */
  margin-bottom: 0;
  transform: translateY(-30px);
  filter: drop-shadow(0 20px 50px rgba(0, 0, 0, 0.3));
}

@media (max-width: 991px) {
  .cta-box-compact {
    padding: 50px 40px;
    text-align: center;
    flex-direction: column;
    min-height: auto;
  }

  .cta-text-content {
    max-width: 100%;
  }

  .cta-btns-new {
    justify-content: center;
    margin-bottom: 250px;
    /* Space for the floating image below text */
  }

  .cta-image-floating {
    width: 320px;
    right: 50%;
    transform: translateX(50%);
    bottom: -20px;
  }
}

/* Full-Width Renewal CTA - Optimized Spacing */
.renewal-process-cta {
  position: relative;
  background: white;
  padding-top: 5px;
  overflow: visible;
  padding-bottom: 10px;
}

.cta-full-wrapper {
  background: var(--renewal-blue);
  width: 100%;
  padding: 20px 10% 75px 10%;
  display: flex;
  align-items: center;
  min-height: 196px;
  position: relative;
}

.cta-text-side {
  /* max-width: 650px; */
  z-index: 5;
}

.cta-text-side h2 {
  color: white;
  font-size: 45px;
  font-weight: 600;
  margin-bottom: 20px;

}

.cta-text-side h2 span {
  color: #fbbf24;
}

.cta-text-side h2 span.renew-cta-white {
  color: #fff !important;
}

.cta-text-side p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 18px;
  margin-top: 0;
  margin-bottom: 32px;
  line-height: 1.5;
  max-width: 600px;
}

.cta-man-floating {
  position: absolute;
  bottom: 0;
  right: 8%;
  width: 480px;
  z-index: 10;
  pointer-events: none;
}

.cta-man-floating img {
  width: 100%;
  height: auto;
  display: block;
  filter: drop-shadow(0 30px 60px rgba(0, 0, 0, 0.4));
}

@media (max-width: 1200px) {
  .cta-text-side h2 {
    font-size: 38px;
  }

  .cta-man-floating {
    width: 400px;
  }
}

@media (max-width: 991px) {
  .cta-full-wrapper {
    flex-direction: column;
    text-align: center;
    padding: 60px 5%;
  }

  .cta-text-side {
    max-width: 100%;
  }

  .cta-text-side p {
    margin: 0 auto 40px;
  }

  .cta-btns-new {
    justify-content: center;
    margin-bottom: 300px;
  }

  .cta-man-floating {
    width: 350px;
    right: 50%;
    transform: translateX(50%);
    bottom: -20px;
  }
}

@media (max-width: 768px) {
  .renewal-benefits {
    padding: 20px 0 50px;
    background: white;
  }

  .benefit-card-new {
    position: relative;
    padding: 12px 16px;

  }

  .card-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 0px;
  }

  .benefit-card-new p {

    margin-top: 5px;
  }

  .section-header-centered {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 30px;
  }

  .arc-path {
    position: absolute;
    top: 22px;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
  }

  .renewal-process {
    padding: 25px 0 40px;
    background: #5f93f412;
  }

  .section-header-centered-new {
    text-align: center;
    max-width: 100%;
    margin-bottom: 20px !important;
  }

  .process-grid-new {
    gap: 20px !important;
    padding: 20px 10px 25px !important;
    margin-top: 20px !important;
  }

  .step-card-new {
    min-width: 220px !important;
  }

  .step-card-new:nth-child(2) {
    margin-top: 0 !important;
  }

  .step-icon-wrapper {
    width: 55px !important;
    height: 49px !important;
    margin: 0 auto 15px !important;
  }

  .step-icon-box {
    border-radius: 12px !important;
    font-size: 20px !important;
    box-shadow: 0 6px 12px rgba(16, 68, 165, 0.15) !important;
  }

  .step-number-circle {
    width: 21px !important;
    height: 21px !important;
    font-size: 8px !important;
    bottom: -11px !important;
    border-width: 2px !important;
  }

  .step-card-new h3 {
    font-size: 15px !important;
    margin-bottom: 8px !important;
    margin-top: 5px !important;
  }

  .step-card-new p {
    font-size: 13px !important;
    line-height: 1.4 !important;
  }

  .quick-renewal-card {
    background: #f2f6fe;
    padding: 10px 7px 39px 8px;
    border-radius: 20px;
    border: 1px solid #e2e8f0;
    color: #1e293b;
  }

  .quick-renewal-card input,
  .quick-renewal-card select {
    width: 100%;
    padding: 12px 15px;
    border: 1px solid #e2e8f0;
    border-radius: 10px;
    font-family: inherit;
    transition: all 0.3s;
  }

  .quick-renewal-card .form-group {
    margin-bottom: 11px;
  }

  .renewal-main-section {
    padding: 50px 0 45px;
    background: white;
  }

  .btn-renew-submit {
    width: 100%;
    padding: 12px;
    background: var(--renewal-blue);
    color: white;
    border: none;
    border-radius: 10px;
    font-weight: 700;
    font-size: 14px;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    margin-top: 10px;
  }

  .renewal-process-cta {
    padding: 10px 0 !important;
  }

  .cta-full-wrapper {
    padding: 14px 11px 0px 11px !important;
    border-radius: 0px !important;
  }

  .cta-text-side h2 {
    font-size: 20px !important;
    margin-bottom: 15px !important;
  }

  .cta-text-side p {
    font-size: 14px !important;
    margin-bottom: 25px !important;
    max-width: 100% !important;
  }

  .cta-btns-new {
    gap: 12px !important;
    margin-bottom: 200px !important;
  }

  .btn-white-renew,
  .btn-outline-white {
    padding: 8px 15px !important;
    font-size: 14px !important;
    border-radius: 10px !important;
    min-height: auto !important;
  }

  .cta-man-floating {
    width: 250px !important;
    bottom: 2px !important;
  }

}

/* ==========================================================================
   Premium Get a Quote Popup Form Styles
   ========================================================================== */
body.modal-open-lock {
  overflow: hidden !important;
}

.premium-modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.4);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 99999;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.35s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  padding: 20px;
}

.premium-modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.premium-modal-card {
  background: #ffffff;
  max-width: 460px;
  width: 100%;
  border-radius: 24px;
  padding: 10px 30px 35px;
  position: relative;
  box-shadow: 0 30px 60px rgba(15, 23, 42, 0.15);
  border: 1px solid rgba(15, 23, 42, 0.05);
  transform: scale(0.9) translateY(20px);
  transition: transform 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
  max-height: 90vh;
  overflow-y: auto;
  scrollbar-width: none;
}

.premium-modal-card::-webkit-scrollbar {
  display: none;
}

.premium-modal-overlay.active .premium-modal-card {
  transform: scale(1) translateY(0);
}

.premium-modal-close {
  position: absolute;
  top: 20px;
  right: 20px;
  border: none;
  background: rgba(15, 23, 42, 0.04);
  color: #64748b;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all 0.3s ease;
  z-index: 10;
  font-size: 15px;
}

.premium-modal-close:hover {
  background: rgba(239, 68, 68, 0.1);
  color: #ef4444;
  transform: rotate(90deg);
}

.premium-modal-header {
  text-align: center;
  margin-bottom: 25px;
}

.premium-modal-header h2 {
  font-size: 22px;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 8px;
  letter-spacing: -0.5px;
  line-height: 1.2;
}

.premium-modal-header p {
  font-size: 13px;
  color: #64748b;
  line-height: 1.4;
  margin: 0;
}

.premium-modal-form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.premium-input-group {
  display: flex;
  flex-direction: column;
  text-align: left;
}

.premium-input-wrapper {
  position: relative;
  display: flex;
  align-items: center;
}

.premium-input-wrapper i.input-icon {
  position: absolute;
  left: 16px;
  color: #09397d;
  font-size: 14px;
  transition: all 0.3s ease;
  pointer-events: none;
}

.premium-input-wrapper i.textarea-icon {
  top: 15px;
}

.premium-input-wrapper input,
.premium-input-wrapper textarea {
  width: 100%;
  padding: 12px 16px 12px 42px;
  border: 1.5px solid #e2e8f0;
  border-radius: 12px;
  font-size: 14px;
  color: #0f172a;
  transition: all 0.3s ease;
  font-family: inherit;
  background: #f8fafc;
}

.premium-input-wrapper input::placeholder,
.premium-input-wrapper textarea::placeholder {
  color: #526075;
}

.premium-input-wrapper input:focus,
.premium-input-wrapper textarea:focus {
  border-color: #1044A5;
  background: #ffffff;
  box-shadow: 0 0 0 4px rgba(16, 68, 165, 0.1);
  outline: none;
}

.premium-input-wrapper input:focus~i.input-icon,
.premium-input-wrapper textarea:focus~i.input-icon {
  color: #1044A5;
}

.premium-error-msg {
  font-size: 11px;
  color: #ef4444;
  margin-top: 4px;
  font-weight: 600;
  display: none;
}

.premium-input-group.has-error .premium-error-msg {
  display: block;
}

.premium-input-group.has-error input,
.premium-input-group.has-error textarea {
  border-color: #ef4444 !important;
  background: #fff5f5;
}

.premium-input-group.has-error input:focus,
.premium-input-group.has-error textarea:focus {
  box-shadow: 0 0 0 4px rgba(239, 68, 68, 0.1) !important;
}

.premium-submit-btn {
  width: 100%;
  background: linear-gradient(135deg, #1044A5 0%, #1d5ec9 100%);
  color: #ffffff;
  border: none;
  padding: 14px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 15px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  transition: all 0.3s ease;
  box-shadow: 0 6px 20px rgba(16, 68, 165, 0.2);
  margin-top: 5px;
}

.premium-submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 25px rgba(16, 68, 165, 0.3);
}

.premium-submit-btn:disabled {
  opacity: 0.8;
  cursor: not-allowed;
  transform: none !important;
  box-shadow: none !important;
}

.premium-submit-btn .button-icon {
  font-size: 13px;
  transition: transform 0.3s ease;
}

.premium-submit-btn:hover .button-icon {
  transform: translate(3px, -3px);
}

/* Success State */
.premium-success-state {
  display: none;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 15px 0 5px;
}

.premium-success-state.active {
  display: flex;
}

.success-icon-wrapper {
  margin-bottom: 25px;
}

.premium-success-state h3 {
  font-size: 22px;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 10px;
  letter-spacing: -0.5px;
}

.premium-success-state p {
  font-size: 13.5px;
  color: #64748b;
  line-height: 1.5;
  margin-bottom: 25px;
}

.premium-success-close-btn {
  padding: 10px 30px;
  background: #f1f5f9;
  border: none;
  border-radius: 10px;
  font-weight: 700;
  color: #475569;
  cursor: pointer;
  transition: all 0.2s ease;
  font-size: 14.5px;
}

.premium-success-close-btn:hover {
  background: #e2e8f0;
  color: #0f172a;
}

/* Beautiful Animated Checkmark */
.success-checkmark {
  width: 76px;
  height: 76px;
  margin: 0 auto;
}

.success-checkmark .check-icon {
  width: 76px;
  height: 76px;
  position: relative;
  border-radius: 50%;
  box-sizing: content-box;
  border: 4px solid #10b981;
}

.success-checkmark .check-icon::before,
.success-checkmark .check-icon::after {
  content: '';
  position: absolute;
  width: 58px;
  height: 110px;
  background: #ffffff;
  transform: rotate(45deg);
}

.success-checkmark .check-icon::before {
  border-radius: 100px 0 0 100px;
  top: -7px;
  left: -28px;
  transform-origin: 100% 50%;
  transform: rotate(-45deg);
}

.success-checkmark .check-icon::after {
  border-radius: 0 100px 100px 0;
  top: -11px;
  left: 28px;
  transform-origin: 0 50%;
  transform: rotate(-45deg);
}

.success-checkmark .check-icon .icon-line {
  height: 5px;
  background-color: #10b981;
  display: block;
  border-radius: 2px;
  position: absolute;
  z-index: 10;
}

.success-checkmark .check-icon .icon-line.line-tip {
  width: 22px;
  left: 14px;
  top: 44px;
  transform: rotate(45deg);
  animation: checkTip 0.4s ease-out forwards;
}

.success-checkmark .check-icon .icon-line.line-long {
  width: 44px;
  right: 8px;
  top: 36px;
  transform: rotate(-45deg);
  animation: checkLong 0.4s ease-out forwards;
}

.success-checkmark .check-icon .icon-circle {
  width: 76px;
  height: 76px;
  border-radius: 50%;
  border: 4px solid rgba(16, 185, 129, 0.25);
  box-sizing: content-box;
  position: absolute;
  left: -4px;
  top: -4px;
  z-index: 1;
}

.success-checkmark .check-icon .icon-fix {
  width: 5px;
  height: 85px;
  background-color: #ffffff;
  position: absolute;
  left: 26px;
  top: -8px;
  z-index: 1;
  transform: rotate(-45deg);
}

@keyframes checkTip {
  0% {
    width: 0;
    left: 1px;
    top: 19px;
  }

  54% {
    width: 0;
    left: 1px;
    top: 19px;
  }

  70% {
    width: 15px;
    left: 10px;
    top: 38px;
  }

  100% {
    width: 22px;
    left: 14px;
    top: 44px;
  }
}

@keyframes checkLong {
  0% {
    width: 0;
    right: 46px;
    top: 54px;
  }

  65% {
    width: 0;
    right: 46px;
    top: 54px;
  }

  84% {
    width: 25px;
    right: 28px;
    top: 46px;
  }

  100% {
    width: 44px;
    right: 8px;
    top: 36px;
  }
}

/* View All Products Outline Button Styles */
.products-grid-action {
  text-align: center;
  margin-top: 40px;
  margin-bottom: 10px;
}

.btn-outline-products {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 11px 17px;
  border: 2px solid #1044A5;
  color: #1044A5;
  background: transparent;
  border-radius: 29px;
  font-weight: 700;
  font-size: 15px;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  cursor: pointer;
  text-decoration: none;
  box-shadow: 0 4px 12px rgba(16, 68, 165, 0.05);
}

.btn-outline-products:hover {
  background: rgba(16, 68, 165, 0.04);
  color: #1d5ec9;
  border-color: #1d5ec9;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(16, 68, 165, 0.12);
}

.btn-outline-products i {
  transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.btn-outline-products:hover i {
  transform: translateX(3px);
}

@media(max-width: 768px) {
  .btn-outline-products {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 9px 12px;
    border: 2px solid #1044A5;
    color: #1044A5;
    background: transparent;
    border-radius: 29px;
    font-weight: 700;
    font-size: 12px;
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    cursor: pointer;
    text-decoration: none;
    box-shadow: 0 4px 12px rgba(16, 68, 165, 0.05);
  }

  .benefit-icon {
    width: 40px;
    height: 40px;
    border-radius: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    margin-bottom: 0px;
  }

  .step-info h3 {
    font-size: 17px;
    color: #ffffff;
    margin-bottom: 5px;
    font-weight: 700;
    margin-top: 12px;
  }

  .step-info p {
    font-size: 14px;
    color: #c8c9ca;
    margin-top: 0px;
  }

  h2 span.renew-span {
    color: #ffff;
  }
}

/* ==========================================================================
   Premium Products Page — iDigiAssure Insurance Products
   ========================================================================== */
.products-page {
  background: #ffffff;
}

.premium-products-wrap {
  --premium-blue: #0A66C2;
  --premium-cyan: #06B6D4;
  --premium-blue-soft: #EBF4FB;
  --premium-blue-light: #F0F7FF;
  --premium-shadow: 0 4px 20px rgba(10, 102, 194, 0.08);
  --premium-shadow-hover: 0 12px 32px rgba(10, 102, 194, 0.16);
  font-family: "Poppins", "Inter", Arial, sans-serif;
}

.premium-products-container {
  width: min(1280px, calc(100% - 48px));
}

.premium-products-category {
  padding: 72px 0;
}

.premium-products-category--individual {
  background: #ffffff;
}

.premium-products-category--corporate {
  background: linear-gradient(180deg, #f8fcff 0%, #ffffff 100%);
  border-top: 1px solid rgba(10, 102, 194, 0.08);
}

.premium-category-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 48px;
}

.premium-category-badge {
  display: inline-block;
  padding: 6px 16px;
  margin-bottom: 16px;
  border-radius: 50px;
  background: rgba(10, 102, 194, 0.08);
  color: var(--premium-blue);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.premium-category-badge--corporate {
  background: rgba(6, 182, 212, 0.1);
  color: #0891b2;
}

.premium-category-title {
  font-family: "Poppins", sans-serif;
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  font-weight: 700;
  color: #1e293b;
  margin: 0 0 14px;
  line-height: 1.25;
}

.premium-category-subtitle {
  font-size: 16px;
  line-height: 1.7;
  color: #64748b;
  margin: 0;
}

.premium-products-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 24px;
}

.premium-product-card {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 28px 16px 24px;
  background: linear-gradient(145deg, var(--premium-blue-light) 0%, var(--premium-blue-soft) 100%);
  border: 1px solid rgba(10, 102, 194, 0.1);
  border-radius: 12px;
  box-shadow: var(--premium-shadow);
  transition: transform 0.35s cubic-bezier(0.165, 0.84, 0.44, 1),
    box-shadow 0.35s cubic-bezier(0.165, 0.84, 0.44, 1),
    border-color 0.35s ease;
  overflow: hidden;
}

.premium-product-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--premium-blue), var(--premium-cyan));
  opacity: 0;
  transition: opacity 0.35s ease;
}

.premium-product-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--premium-shadow-hover);
  border-color: rgba(10, 102, 194, 0.22);
}

.premium-product-card:hover::before {
  opacity: 1;
}

.premium-product-icon {
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  background: #ffffff;
  border-radius: 14px;
  box-shadow: 0 4px 12px rgba(10, 102, 194, 0.1);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.premium-product-card:hover .premium-product-icon {
  transform: scale(1.06);
  box-shadow: 0 8px 20px rgba(10, 102, 194, 0.15);
}

.premium-product-icon img {
  width: 40px;
  height: 40px;
  object-fit: contain;
}

.premium-product-card h3 {
  font-family: "Poppins", sans-serif;
  font-size: 14px;
  font-weight: 600;
  color: #1e293b;
  margin: 0 0 12px;
  line-height: 1.4;
  min-height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.premium-product-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(10, 102, 194, 0.08);
  color: var(--premium-blue);
  font-size: 11px;
  margin-top: auto;
  transition: background 0.3s ease, color 0.3s ease, transform 0.3s ease;
}

.premium-product-card:hover .premium-product-link {
  background: var(--premium-blue);
  color: #ffffff;
  transform: translateX(2px);
}

@media (max-width: 1200px) {
  .premium-products-grid {
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
  }
}

@media (max-width: 992px) {
  .premium-products-category {
    padding: 56px 0;
  }

  .premium-products-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
  }

  .premium-category-header {
    margin-bottom: 36px;
  }
}

@media (max-width: 768px) {
  .premium-products-container {
    width: min(1280px, calc(100% - 32px));
  }

  .premium-products-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
  }

  .premium-product-card {
    padding: 22px 12px 18px;
  }

  .premium-product-icon {
    width: 56px;
    height: 56px;
    margin-bottom: 12px;
  }

  .premium-product-icon img {
    width: 34px;
    height: 34px;
  }

  .premium-product-card h3 {
    font-size: 13px;
    min-height: 36px;
  }
}

@media (max-width: 480px) {
  .premium-products-category {
    padding: 44px 0;
  }

  .premium-products-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .premium-category-subtitle {
    font-size: 14px;
  }

  .premium-product-card h3 {
    font-size: 12px;
    min-height: 32px;
  }

  .premium-product-icon {
    width: 48px;
    height: 48px;
  }

  .premium-product-icon img {
    width: 28px;
    height: 28px;
  }
}

/* ==========================================================================
   Senior Citizen Health Insurance — Homepage Section
   ========================================================================== */
.senior-health-section {
  --senior-blue: #0A66C2;
  --senior-cyan: #06B6D4;
  padding: 40px 0;
  background: linear-gradient(180deg, #ffffff 0%, #f8fbff 50%, #ffffff 100%);
  font-family: "Poppins", "Inter", Arial, sans-serif;
  position: relative;
  overflow: hidden;
}

.senior-health-section::before {
  content: "";
  position: absolute;
  top: -120px;
  right: -80px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(10, 102, 194, 0.06) 0%, transparent 70%);
  pointer-events: none;
}

.senior-health-section::after {
  content: "";
  position: absolute;
  bottom: -100px;
  left: -60px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(6, 182, 212, 0.05) 0%, transparent 70%);
  pointer-events: none;
}

.senior-health-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.senior-health-label {
  display: inline-block;
  padding: 8px 16px;
  margin-bottom: 18px;
  border-radius: 50px;
  background: rgba(10, 102, 194, 0.08);
  border: 1px solid rgba(10, 102, 194, 0.12);
  color: var(--senior-blue);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.02em;
}

.senior-health-title {
  font-family: "Poppins", sans-serif;
  font-size: clamp(1.75rem, 3.2vw, 2.4rem);
  font-weight: 700;
  color: #1e293b;
  line-height: 1.25;
  margin: 0 0 18px;
}

.senior-health-title span {
  color: var(--senior-blue) !important;
  font-weight: 800;
}

.senior-health-desc {
  font-size: 16px;
  line-height: 1.75;
  color: #64748b;
  margin: 0 0 28px;
  max-width: 540px;
}

.senior-health-benefits {
  list-style: none;
  margin: 0 0 32px;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px 20px;
}

.senior-health-benefits li {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 14px;
  font-weight: 500;
  color: #334155;
  line-height: 1.4;
}

.senior-benefit-icon {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--senior-blue) 0%, var(--senior-cyan) 100%);
  color: #ffffff;
  font-size: 11px;
  box-shadow: 0 4px 12px rgba(10, 102, 194, 0.2);
}

.senior-health-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 28px;
}

.senior-health-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 28px;
  border-radius: 50px;
  font-family: "Poppins", sans-serif;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  transition: transform 0.3s ease, box-shadow 0.3s ease, background 0.3s ease, border-color 0.3s ease;
}

.senior-health-btn--primary {
  color: #ffffff;
  background: linear-gradient(135deg, var(--senior-blue) 0%, #0855a8 100%);
  box-shadow: 0 8px 24px rgba(10, 102, 194, 0.28);
}

.senior-health-btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(10, 102, 194, 0.35);
}

.senior-health-btn--primary i {
  font-size: 13px;
  transition: transform 0.3s ease;
}

.senior-health-btn--primary:hover i {
  transform: translateX(4px);
}

.senior-health-btn--secondary {
  color: var(--senior-blue);
  background: rgba(255, 255, 255, 0.8);
  border: 2px solid rgba(10, 102, 194, 0.25);
  backdrop-filter: blur(8px);
}

.senior-health-btn--secondary:hover {
  background: rgba(10, 102, 194, 0.06);
  border-color: var(--senior-blue);
  transform: translateY(-2px);
}

.senior-health-trust {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 18px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.7);
  border: 1px solid rgba(10, 102, 194, 0.1);
  box-shadow: 0 4px 16px rgba(10, 102, 194, 0.06);
  backdrop-filter: blur(10px);
  font-size: 13px;
  font-weight: 600;
  color: #475569;
}

.senior-health-trust i {
  color: var(--senior-blue);
  font-size: 16px;
}

.senior-health-visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 420px;
}

.senior-health-illustration {
  width: 100%;
  max-width: 480px;
  height: auto;
  border-radius: 20px;
  box-shadow: 0 20px 60px rgba(10, 102, 194, 0.12);
  position: relative;
  z-index: 2;
  transition: transform 0.5s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.senior-health-visual:hover .senior-health-illustration {
  transform: scale(1.02);
}

.senior-glow {
  position: absolute;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(10, 102, 194, 0.15) 0%, transparent 70%);
  pointer-events: none;
  z-index: 0;
}

.senior-glow--1 {
  width: 120px;
  height: 120px;
  top: 8%;
  right: 12%;
  animation: seniorPulse 4s ease-in-out infinite;
}

.senior-glow--2 {
  width: 80px;
  height: 80px;
  bottom: 18%;
  left: 8%;
  background: radial-gradient(circle, rgba(6, 182, 212, 0.2) 0%, transparent 70%);
  animation: seniorPulse 4s ease-in-out infinite 1.3s;
}

.senior-glow--3 {
  width: 60px;
  height: 60px;
  top: 42%;
  left: 4%;
  animation: seniorPulse 4s ease-in-out infinite 2.6s;
}

@keyframes seniorPulse {

  0%,
  100% {
    opacity: 0.5;
    transform: scale(1);
  }

  50% {
    opacity: 1;
    transform: scale(1.08);
  }
}

.senior-float {
  position: absolute;
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(10, 102, 194, 0.12);
  box-shadow: 0 8px 24px rgba(10, 102, 194, 0.12);
  backdrop-filter: blur(10px);
  color: var(--senior-blue);
  font-size: 16px;
  z-index: 3;
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}

.senior-health-visual:hover .senior-float {
  box-shadow: 0 12px 28px rgba(10, 102, 194, 0.18);
}

.senior-float--heart {
  top: 6%;
  left: 14%;
  color: #EF4444;
  animation: seniorFloat 5s ease-in-out infinite;
}

.senior-float--shield {
  top: 12%;
  right: 6%;
  color: var(--senior-blue);
  animation: seniorFloat 5s ease-in-out infinite 0.6s;
}

.senior-float--hospital {
  bottom: 28%;
  right: 2%;
  color: #0891B2;
  animation: seniorFloat 5s ease-in-out infinite 1.2s;
}

.senior-float--ambulance {
  bottom: 8%;
  left: 10%;
  color: #F97316;
  animation: seniorFloat 5s ease-in-out infinite 1.8s;
}

.senior-float--stethoscope {
  top: 38%;
  right: 0;
  color: var(--senior-cyan);
  animation: seniorFloat 5s ease-in-out infinite 2.4s;
}

.senior-float--card {
  bottom: 38%;
  left: 0;
  color: var(--senior-blue);
  animation: seniorFloat 5s ease-in-out infinite 3s;
}

.senior-float--plus {
  top: 52%;
  left: 6%;
  color: #10B981;
  animation: seniorFloat 5s ease-in-out infinite 3.6s;
}

@keyframes seniorFloat {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-8px);
  }
}

@media (max-width: 992px) {
  .senior-health-section {
    padding: 64px 0;
  }

  .senior-health-grid {
    gap: 40px;
  }

  .senior-health-visual {
    min-height: 360px;
  }
}

@media (max-width: 768px) {
  .senior-health-section {
    padding: 52px 0;
  }

  .senior-health-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .senior-health-content {
    order: 1;
  }

  .senior-health-visual {
    order: 0;
    min-height: 300px;
  }

  .senior-health-benefits {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .senior-health-desc {
    font-size: 15px;
  }

  .senior-health-actions {
    flex-direction: column;
  }

  .senior-health-btn {
    width: 100%;
  }

  .senior-float {
    width: 38px;
    height: 38px;
    font-size: 14px;
  }
}

@media (max-width: 480px) {
  .senior-health-section {
    padding: 44px 0;
  }

  .senior-health-title {
    font-size: 1.5rem;
  }

  .senior-health-benefits li {
    font-size: 13px;
  }

  .senior-benefit-icon {
    width: 26px;
    height: 26px;
    font-size: 10px;
  }

  .senior-float--heart {
    top: 4%;
    left: 8%;
  }

  .senior-float--shield {
    top: 8%;
    right: 4%;
  }

  .senior-float--stethoscope {
    display: none;
  }

  .senior-float--plus {
    display: none;
  }
}

/* ==========================================================================
   Partners Logo Section — Homepage
   ========================================================================== */
.partners-section {
  padding: 72px 0 80px;
  background: #ffffff;
}

.partners-header {
  text-align: center;
  margin-bottom: 48px;
}

.partners-label {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
  color: var(--primary);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.partners-label::before {
  content: "";
  width: 18px;
  height: 4px;
  border-radius: 999px;
  background: var(--primary);
}

.partners-title {
  margin: 0;
  font-family: "Poppins", "Inter", Arial, sans-serif;
  font-size: clamp(1.75rem, 3vw, 2.35rem);
  font-weight: 700;
  line-height: 1.25;
  color: #1e293b;
}

.partners-marquee {
  width: 100%;
  overflow: hidden;
  padding: 8px 0 4px;
  -webkit-mask-image: linear-gradient(to right, transparent, #000 6%, #000 94%, transparent);
  mask-image: linear-gradient(to right, transparent, #000 6%, #000 94%, transparent);
}

.partners-marquee-track {
  display: flex;
  width: max-content;
  animation: partners-marquee-scroll 28s linear infinite;
  will-change: transform;
}

.partners-marquee:hover .partners-marquee-track {
  animation-play-state: paused;
}

.partners-marquee-group {
  display: flex;
  align-items: stretch;
  gap: 20px;
  padding-right: 20px;
}

.partner-logo-card {
  flex: 0 0 auto;
  width: 200px;
  min-height: 112px;
  padding: 24px 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #ffffff;
  border: 1px solid #e8edf3;
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.04);
  transition: border-color 0.3s ease, box-shadow 0.3s ease;
}

@keyframes partners-marquee-scroll {
  from {
    transform: translateX(0);
  }

  to {
    transform: translateX(-50%);
  }
}

.partner-logo-card:hover {
  border-color: rgba(16, 68, 165, 0.18);
  box-shadow: 0 14px 32px rgba(15, 23, 42, 0.08);
}

.partner-logo-card img {
  width: auto;
  max-width: 100%;
  max-height: 54px;
  height: auto;
  object-fit: contain;
}

@media (max-width: 992px) {
  .partners-section {
    padding: 60px 0 68px;
  }

  .partner-logo-card {
    width: 180px;
  }
}

@media (max-width: 768px) {
  .partners-header {
    margin-bottom: 36px;
  }

  .partners-marquee-group {
    gap: 16px;
    padding-right: 16px;
  }

  .partner-logo-card {
    width: 160px;
    min-height: 96px;
    padding: 20px 16px;
  }

  .partner-logo-card img {
    max-height: 46px;
  }

  .partners-marquee-track {
    animation-duration: 22s;
  }
}

@media (max-width: 480px) {
  .partners-section {
    padding: 48px 0 56px;
  }

  .partners-marquee-group {
    gap: 12px;
    padding-right: 12px;
  }

  .partner-logo-card {
    width: 150px;
    min-height: 88px;
    padding: 16px 12px;
    border-radius: 12px;
  }

  .partner-logo-card img {
    max-height: 40px;
  }

  .partners-marquee-track {
    animation-duration: 18s;
  }
}

@media (prefers-reduced-motion: reduce) {
  .partners-marquee-track {
    animation: none;
  }

  .partners-marquee {
    overflow-x: auto;
    -webkit-mask-image: none;
    mask-image: none;
  }
}

/* ==========================================================================
   Premium Blog & Sidebar Widget Styles
   ========================================================================== */
.blog-section {
  padding: 80px 0;
  background: #f8fafc;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 400px));
  gap: 30px;
  justify-content: start;
}

.blog-card {
  background: #ffffff;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.02);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
  border: 1px solid #e2e8f0;
  width: 100%;
  max-width: 400px;
}

.blog-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.06);
  border-color: var(--primary);
}

.blog-image {
  height: 220px;
  position: relative;
  overflow: hidden;
  background: #e2e8f0;
}

.blog-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.blog-card:hover .blog-image img {
  transform: scale(1.05);
}

.blog-category-tag {
  position: absolute;
  top: 15px;
  left: 15px;
  background: var(--primary);
  color: #ffffff;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
}

.blog-card-content {
  padding: 25px;
  flex-grow: 1;
  display: flex;
  flex-direction: column;
}

.blog-meta {
  display: flex;
  gap: 15px;
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 12px;
}

.blog-meta span {
  display: flex;
  align-items: center;
  gap: 5px;
}

.blog-card-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
  line-height: 1.4;
}

.blog-card-title a {
  color: inherit;
  text-decoration: none;
}

.blog-card-title a:hover {
  color: var(--primary);
}

.blog-card-excerpt {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
  margin-bottom: 20px;
  flex-grow: 1;
}

.blog-readmore {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--primary);
  font-weight: 700;
  text-decoration: none;
  font-size: 14px;
  transition: gap 0.3s ease;
}

.blog-readmore:hover {
  gap: 12px;
}

@media (max-width: 768px) {
  .blog-section {
    padding: 48px 0 64px;
  }

  .blog-grid {
    grid-template-columns: 1fr;
    justify-content: stretch;
  }

  .blog-card {
    max-width: none;
  }

  .blog-image {
    height: 200px;
  }

  .blog-card-content {
    padding: 20px;
  }

  .blog-card-title {
    font-size: 18px;
  }
}

/* Blog Details Layout with Sidebar */
.blog-details-grid {
  display: grid;
  grid-template-columns: 8fr 4fr;
  gap: 20px;
}

@media (max-width: 992px) {
  .blog-details-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}

.blog-main-content {
  background: #ffffff;
  border-radius: 16px;
  padding: 40px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.02);
  border: 1px solid #e2e8f0;
}

@media (max-width: 576px) {
  .blog-main-content {
    padding: 20px;
  }
}

.blog-details-image {
  width: 100%;
  height: 450px;
  border-radius: 12px;
  object-fit: cover;
  margin-bottom: 30px;
}

@media (max-width: 576px) {
  .blog-details-image {
    height: 250px;
  }
}

.blog-details-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  margin-bottom: 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid #e2e8f0;
  color: var(--muted);
  font-size: 14px;
}

.blog-details-meta span {
  display: flex;
  align-items: center;
  gap: 8px;
}

.blog-details-title {
  font-size: 32px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 20px;
  line-height: 1.3;
}

@media (max-width: 576px) {
  .blog-details-title {
    font-size: 24px;
  }
}

.blog-details-body {
  font-size: 16px;
  line-height: 1.8;
  color: #334155;
}

.blog-details-body p {
  margin-bottom: 20px;
}

.blog-details-body h2 {
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
  margin-top: 35px;
  margin-bottom: 15px;
}

.blog-details-body blockquote {
  background: #f1f5f9;
  border-left: 4px solid var(--primary);
  padding: 20px 30px;
  border-radius: 0 12px 12px 0;
  font-style: italic;
  font-size: 17px;
  color: var(--navy);
  margin: 30px 0;
}

/* Sidebar Widgets */
.sidebar-widgets {
  display: flex;
  flex-direction: column;
}

.sidebar-widget {
  background: #ffffff;
  border-radius: 16px;
  padding: 30px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.02);
  border: 1px solid #e2e8f0;
}

.widget-title {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 20px;
  padding-bottom: 10px;
  border-bottom: 2px solid #e2e8f0;
  position: relative;
}

.widget-title::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 50px;
  height: 2px;
  background: var(--primary);
}

/* Search Widget */
.search-form {
  position: relative;
}

.search-input {
  width: 100%;
  padding: 12px 50px 12px 16px;
  border: 1px solid #cbd5e1;
  border-radius: 8px;
  font-size: 14px;
  outline: none;
  transition: all 0.3s ease;
}

.search-input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(16, 68, 165, 0.15);
}

.search-submit-btn {
  position: absolute;
  right: 5px;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  color: var(--primary);
  font-size: 16px;
  cursor: pointer;
  padding: 10px;
  outline: none;
}

/* Recent Posts Widget */
.recent-posts-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.recent-post-item {
  display: flex;
  gap: 15px;
  align-items: center;
}

.recent-post-thumb {
  width: 70px;
  height: 70px;
  border-radius: 8px;
  object-fit: cover;
  flex-shrink: 0;
}

.recent-post-info h5 {
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 5px;
  line-height: 1.4;
}

.recent-post-info h5 a {
  color: inherit;
  text-decoration: none;
}

.recent-post-info h5 a:hover {
  color: var(--primary);
}

.recent-post-info span {
  font-size: 12px;
  color: var(--muted);
}

/* Categories Widget */
.categories-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.categories-list li a {
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: var(--muted);
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  transition: all 0.3s ease;
}

.categories-list li a:hover {
  color: var(--primary);
  padding-left: 5px;
}

.category-count {
  background: #f1f5f9;
  color: var(--navy);
  font-size: 12px;
  padding: 2px 8px;
  border-radius: 12px;
  font-weight: 600;
}

/* Tags Widget */
.tags-cloud {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.tags-cloud a {
  background: #f1f5f9;
  color: var(--navy);
  font-size: 13px;
  padding: 6px 12px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: 500;
  transition: all 0.3s ease;
}

.tags-cloud a:hover {
  background: var(--primary);
  color: #ffffff;
}

.whatsapp-float {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 1040;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #25D366;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 34px;
  text-decoration: none;
  box-shadow: 0 8px 22px rgba(37, 211, 102, 0.45);
  transition: transform 0.25s ease, background 0.25s ease;
}

.whatsapp-float:hover {
  background: #1ebe5d;
  color: #ffffff;
  transform: translateY(-3px);
}

@media (max-width: 768px) {
  .whatsapp-float {
    right: 16px;
    bottom: 16px;
    width: 52px;
    height: 52px;
    font-size: 30px;
  }
}